DAI on Aave Arbitrum❄ Frozen

Live Dai Stablecoin (DAI) rates on the Aave V3 Arbitrum market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-09-21 08:51 UTC

Supply APY

1.32%

earned by suppliers

Borrow APY, variable

3.90%

paid by borrowers

Total supplied

$3.45M

3.45M DAI

Total borrowed

$2.37M

2.37M DAI

Utilization

68.8%

share of supply that is lent out

Available to borrow

$1.08M

oracle price $0.9999

DAI supply and borrow APY history

Daily averages published by Aave's API

Risk settings

Can be used as collateral	No
Max loan-to-value (LTV)	–
Liquidation threshold	–
Liquidation penalty	–
Reserve factor	50.00%
Flash loans	Enabled
Supply cap used	3.45M of 1.00 DAI (345312398.9%)
Borrow cap used	2.37M of 1.00 DAI (237497651.3%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

DAI token	0xDA10…0da1
aToken (aArbDAI)	0x82E6…12EE
Variable debt token	0x8619…7ffC
Price oracle	0xF44a…C3F1
Interest rate strategy	0x429F…B73F
Pool	0x794a…14aD

Links open the Arbitrum block explorer.

DAI utilization and interest rate curve

Utilization is 68.8% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 90% utilization the borrow rate climbs gently from 0.00% to 5.00%. Past that point it climbs steeply, reaching 45.00% when everything is lent out. How Aave interest rates work.

E-Mode categories that include DAI

Efficiency mode raises borrowing power between closely related assets. E-Mode explained.

Category (1)	Max LTV	Liquidation threshold	Penalty	As collateral	Borrowable
Stablecoins	93.00%	95.00%	1.00%	Yes	No

DAI on other Aave markets

The same asset, different rates

Compare all →

Market	Total supplied	Supply APY	Total borrowed	Borrow APY	Utilization
Ethereum CoreDAI · $130.3M	$130.3M130.32M DAI	3.14%	$113.5M113.54M DAI	4.85%	87.1%
AvalancheDAI.e · $4.89M	$4.89M4.90M DAI.e	1.71%	$3.12M3.12M DAI.e	3.61%	63.9%
PolygonDAI · $3.44M	$3.44M3.44M DAI	4.63%	$2.67M2.67M DAI	8.08%	77.7%
GnosisWXDAI · $829K	$829K829.52K WXDAI	1.71%	$529K529.30K WXDAI	3.61%	63.8%
OptimismDAI · $600K	$600K599.85K DAI	2.14%	$524K523.96K DAI	4.97%	87.3%