MAI on Aave Avalanche❄ Frozen

Live Mai Stablecoin (MAI) rates on the Aave V3 Avalanche market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-09-21 08:51 UTC

Supply APY

0.04%

earned by suppliers

Borrow APY, variable

4.33%

paid by borrowers

Total supplied

$20.0K

21.06K MAI

Total borrowed

$4.2K

4.47K MAI

Utilization

21.2%

share of supply that is lent out

Available to borrow

$15.7K

oracle price $0.9479

MAI supply and borrow APY history

Daily averages published by Aave's API

Risk settings

Can be used as collateral	No
Max loan-to-value (LTV)	–
Liquidation threshold	–
Liquidation penalty	–
Reserve factor	95.00%
Flash loans	Enabled
Supply cap used	21.06K of 20.00K MAI (105.3%)
Borrow cap used	4.47K of 10.00K MAI (44.7%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

MAI token	0x5c49…3F3b
aToken (aAvaMAI)	0x8Eb2…4424
Variable debt token	0xCE18…a559
Price oracle	0x8514…D443
Interest rate strategy	0xCe1C…93da
Pool	0x794a…14aD

Links open the Avalanche block explorer.

MAI utilization and interest rate curve

Utilization is 21.2% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 45% utilization the borrow rate climbs gently from 0.00% to 9.00%. Past that point it climbs steeply, reaching 309.00% when everything is lent out. How Aave interest rates work.

E-Mode categories that include MAI

Efficiency mode raises borrowing power between closely related assets. E-Mode explained.

Category (1)	Max LTV	Liquidation threshold	Penalty	As collateral	Borrowable
Stablecoins	93.00%	95.00%	1.00%	Yes	No

MAI on other Aave markets

The same asset, different rates

Compare all →

Market	Total supplied	Supply APY	Total borrowed	Borrow APY	Utilization
ArbitrumMAI · $14.8K	$14.8K15.66K MAI	0.00%	$12.0012.93 MAI	0.02%	0.1%
OptimismMAI · $8.2K	$8.2K8.62K MAI	0.06%	$2.5K2.67K MAI	3.85%	31.0%