tBTC on Aave Ethereum Core

Live tBTC v2 (tBTC) rates on the Aave V3 Ethereum Core market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-09-21 08:56 UTC

Supply APY

<0.01%

earned by suppliers

Borrow APY, variable

0.26%

paid by borrowers

Total supplied

$143.2M

1.71K tBTC

Total borrowed

$217K

2.59 tBTC

Utilization

0.1%

share of supply that is lent out

Available to borrow

$143.0M

oracle price $83.8K

tBTC supply and borrow APY history

Daily averages published by Aave's API

Risk settings

Can be used as collateral	Yes
Max loan-to-value (LTV)	73.00%
Liquidation threshold	78.00%
Liquidation penalty	7.50%
Reserve factor	50.00%
Flash loans	Enabled
Supply cap used	1.71K of 1.80K tBTC (94.9%)
Borrow cap used	2.59 of 1.00 tBTC (259.0%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

tBTC token	0x1808…3a88
aToken (aEthtBTC)	0x10Ac…50Da
Variable debt token	0xAC50…D960
Price oracle	0xb41E…8B0A
Interest rate strategy	0x9ec6…FdFB
Pool	0x8787…A4E2

Links open the Ethereum block explorer.

tBTC utilization and interest rate curve

Utilization is 0.1% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 80% utilization the borrow rate climbs gently from 0.25% to 4.25%. Past that point it climbs steeply, reaching 64.25% when everything is lent out. How Aave interest rates work.

E-Mode categories that include tBTC

Efficiency mode raises borrowing power between closely related assets. E-Mode explained.

Category (1)	Max LTV	Liquidation threshold	Penalty	As collateral	Borrowable
LBTC_tBTC	84.00%	86.00%	3.00%	No	Yes

tBTC on other Aave markets

The same asset, different rates

Compare all →

Market	Total supplied	Supply APY	Total borrowed	Borrow APY	Utilization
ArbitrumtBTC · $1.90M	$1.90M22.63 tBTC	0.00%	$00 tBTC	not borrowable–	0.0%
BasetBTC · $493K	$493K5.88 tBTC	0.10%	$61.9K0.739 tBTC	1.63%	12.6%