cirBTC on Aave V4 Main
Live Circle Wrapped Bitcoin (cirBTC) rates on the Aave V4 Main spoke on Arc. On V4 every borrower pays the hub's base rate, and a personal risk premium can be added depending on the collateral behind the loan.
Data from Aave's V4 API · updated
Supply APY
<0.01%
earned by suppliers
Base borrow rate
0.25%
before any risk premium
Supplied here
$1.23M
14.72 cirBTC
Borrowed here
$647
0.00775 cirBTC
Hub utilization
0.1%
Core hub, all spokes
Available to borrow
$1.23M
price $83.5K
cirBTC supply and borrow rate history
Averages published by Aave's V4 API
Base borrow rate Supply APY
| Day | Supply APY | Borrow rate |
|---|
Risk settings on this spoke
| Can be used as collateral | Yes |
|---|---|
| Collateral factor | 78.00% |
| Collateral risk score | 0.00% |
| Max liquidation bonus | 7.22% |
| Liquidation fee | 10.00% |
| Supply cap used | 14.72 of 1.10K cirBTC (1.3%) |
| Borrow cap used | 0.00775 of 220.00 cirBTC (<0.01%) |
The collateral factor decides how much you can borrow against this asset. The risk score feeds the borrower's risk premium: the safer the collateral, the lower the premium. How V4 works.
Where the liquidity comes from
| Hub | Core hub |
|---|---|
| Supplied across the hub | $1.23M |
| Borrowed across the hub | $647 |
| Spokes sharing it | 1 |
| Liquidity fee | 20.00% |
| cirBTC token | 0x171A…bAA0 |
| Spoke contract | 0xB843…134d |
| Hub contract | 0x1728…F79C |
cirBTC utilization rate history
Recorded once a day by Aave Tracker
cirBTC utilization and interest rate curve
Hub utilization is 0.1% right now. Set by the Core hub: how the base rate responds as more of the supply gets borrowed.
Base borrow rate Supply rate
Up to 80% utilization the base rate climbs gently from 0.25% to 4.25%. Past that point it climbs steeply, reaching 64.25% when everything is lent out.