WBTC on Aave Ethereum Core

Live Wrapped BTC (WBTC) rates on the Aave V3 Ethereum Core market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-09-21 09:02 UTC

Supply APY

<0.01%

earned by suppliers

Borrow APY, variable

0.32%

paid by borrowers

Total supplied

$2.88B

34.41K WBTC

Total borrowed

$61.72M

736.78 WBTC

Utilization

2.1%

share of supply that is lent out

Available to borrow

$2.82B

oracle price $83.8K

WBTC supply and borrow APY history

Daily averages published by Aave's API

Risk settings

Can be used as collateral	Yes
Max loan-to-value (LTV)	73.00%
Liquidation threshold	78.00%
Liquidation penalty	5.00%
Reserve factor	50.00%
Flash loans	Enabled
Supply cap used	34.41K of 38.20K WBTC (90.1%)
Borrow cap used	736.78 of 4.00K WBTC (18.4%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

WBTC token	0x2260…C599
aToken (aEthWBTC)	0x5Ee5…6DE8
Variable debt token	0x40aA…8b7B
Price oracle	0xDaa4…0cAc
Interest rate strategy	0x9ec6…FdFB
Pool	0x8787…A4E2

Links open the Ethereum block explorer.

WBTC utilization and interest rate curve

Utilization is 2.1% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 80% utilization the borrow rate climbs gently from 0.25% to 2.75%. Past that point it climbs steeply, reaching 302.75% when everything is lent out. How Aave interest rates work.

E-Mode categories that include WBTC

Efficiency mode raises borrowing power between closely related assets. E-Mode explained.

Category (3)	Max LTV	Liquidation threshold	Penalty	As collateral	Borrowable
LBTC_WBTC	84.00%	86.00%	3.00%	No	Yes
eBTC/WBTC	83.00%	85.00%	3.00%	No	Yes
FBTC/WBTC	84.00%	86.00%	3.00%	No	Yes

WBTC on other Aave markets

The same asset, different rates

Compare all →

Market	Total supplied	Supply APY	Total borrowed	Borrow APY	Utilization
ArbitrumWBTC · $251.5M	$251.5M3.00K WBTC	0.03%	$15.64M186.63 WBTC	0.81%	6.2%
PolygonWBTC · $72.06M	$72.06M858.35 WBTC	0.01%	$2.57M30.62 WBTC	0.68%	3.6%
Ethereum MainV4WBTC · $36.00M	$36.00M429.75 WBTC	<0.01%	$202K2.41 WBTC	0.28%base rate	0.6%
Ethereum BluechipV4WBTC · $27.75M	$27.75M331.28 WBTC	0.00%	$00 WBTC	not borrowable–	0.0%
OptimismWBTC · $16.22M	$16.22M193.30 WBTC	0.02%	$886K10.56 WBTC	0.78%	5.5%
AvalancheWBTC.e · $3.44M	$3.44M41.02 WBTC.e	0.02%	$155K1.85 WBTC.e	0.91%	4.5%
LineaWBTC · $902K	$902K10.78 WBTC	0.05%	$47.1K0.563 WBTC	1.32%	5.2%
Ethereum LombardV4WBTC · $0	$00 WBTC	<0.01%	$01.80e-7 WBTC	0.28%base rate	0.6%