WBTC on Aave V4 Main

Live Wrapped BTC (WBTC) rates on the Aave V4 Main spoke on Ethereum. On V4 every borrower pays the hub's base rate, and a personal risk premium can be added depending on the collateral behind the loan.

Data from Aave's V4 API · updated 2026-09-21 08:56 UTC

Supply APY

<0.01%

earned by suppliers

Base borrow rate

0.28%

before any risk premium

Supplied here

$36.00M

429.75 WBTC

Borrowed here

$202K

2.41 WBTC

Hub utilization

0.6%

Core hub, all spokes

Available to borrow

$9.85M

price $83.8K

WBTC supply and borrow rate history

Averages published by Aave's V4 API

Risk settings on this spoke

Can be used as collateral	Yes
Collateral factor	78.00%
Collateral risk score	0.00%
Max liquidation bonus	5.55%
Liquidation fee	10.00%
Supply cap used	429.75 of 1.35K WBTC (31.8%)
Borrow cap used	2.41 of 120.00 WBTC (2.0%)

The collateral factor decides how much you can borrow against this asset. The risk score feeds the borrower's risk premium: the safer the collateral, the lower the premium. How V4 works.

Where the liquidity comes from

Hub	Core hub
Supplied across the hub	$35.81M
Borrowed across the hub	$202K
Spokes sharing it	2
Liquidity fee	20.00%
WBTC token	0x2260…C599
Spoke contract	0x94e7…c485
Hub contract	0xCca8…26c9

WBTC utilization and interest rate curve

Hub utilization is 0.6% right now. Set by the Core hub: how the base rate responds as more of the supply gets borrowed.

Base borrow rate Supply rate

Up to 80% utilization the base rate climbs gently from 0.25% to 4.25%. Past that point it climbs steeply, reaching 64.25% when everything is lent out.

WBTC elsewhere on Aave

V3 markets and other V4 spokes

Compare all →

Market	Total supplied	Supply APY	Total borrowed	Borrow APY	Utilization
Ethereum CoreWBTC · $2.88B	$2.88B34.41K WBTC	<0.01%	$61.89M738.83 WBTC	0.32%	2.1%
ArbitrumWBTC · $251.3M	$251.3M3.00K WBTC	0.03%	$15.61M186.33 WBTC	0.81%	6.2%
PolygonWBTC · $71.86M	$71.86M858.32 WBTC	0.01%	$2.56M30.62 WBTC	0.68%	3.6%
Ethereum BluechipV4WBTC · $27.75M	$27.75M331.28 WBTC	0.00%	$00 WBTC	not borrowable–	0.0%
OptimismWBTC · $16.18M	$16.18M193.30 WBTC	0.02%	$884K10.56 WBTC	0.78%	5.5%
AvalancheWBTC.e · $3.44M	$3.44M41.02 WBTC.e	0.02%	$155K1.85 WBTC.e	0.91%	4.5%
LineaWBTC · $902K	$902K10.78 WBTC	0.05%	$47.1K0.563 WBTC	1.32%	5.2%
Ethereum LombardV4WBTC · $0	$00 WBTC	<0.01%	$01.80e-7 WBTC	0.28%base rate	0.6%