AUSD on Aave Monad

Live AUSD (AUSD) rates on the Aave V3 Monad market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-09-21 08:51 UTC

Supply APY

3.59%

earned by suppliers

Borrow APY, variable

5.07%

paid by borrowers

Total supplied

$5.04M

5.04M AUSD

Total borrowed

$3.99M

3.99M AUSD

Utilization

79.2%

share of supply that is lent out

Available to borrow

$1.05M

oracle price $0.9999

AUSD supply and borrow APY history

Daily averages published by Aave's API

Risk settings

Can be used as collateral	No
Max loan-to-value (LTV)	–
Liquidation threshold	–
Liquidation penalty	–
Reserve factor	10.00%
Flash loans	Enabled
Supply cap used	5.04M of 20.00M AUSD (25.2%)
Borrow cap used	3.99M of 18.00M AUSD (22.2%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

AUSD token	0x0000…012a
aToken (aMonAUSD)	0xdeBF…A2Ec
Variable debt token	0x8F4c…1C75
Price oracle	0x6b7c…1D0C
Interest rate strategy	0x1f6F…8211
Pool	0x69a5…2fef

Links open the Monad block explorer.

AUSD utilization and interest rate curve

Utilization is 79.2% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 80% utilization the borrow rate climbs gently from 0.00% to 5.00%. Past that point it climbs steeply, reaching 45.00% when everything is lent out. How Aave interest rates work.

E-Mode categories that include AUSD

Efficiency mode raises borrowing power between closely related assets. E-Mode explained.

Category (2)	Max LTV	Liquidation threshold	Penalty	As collateral	Borrowable
syrupUSDC__Stablecoins	90.00%	92.00%	4.00%	No	Yes
USDe_sUSDe__Stablecoins	90.00%	92.00%	4.00%	No	Yes

AUSD on other Aave markets

The same asset, different rates

Compare all →

Market	Total supplied	Supply APY	Total borrowed	Borrow APY	Utilization
AvalancheAUSD · $136K	$136K135.88K AUSD	3.15%	$120K119.68K AUSD	3.99%	88.1%