USDC on Aave Avalanche

Live USD Coin (USDC) rates on the Aave V3 Avalanche market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-09-21 08:51 UTC

Supply APY

3.47%

earned by suppliers

Borrow APY, variable

4.40%

paid by borrowers

Total supplied

$63.62M

63.63M USDC

Total borrowed

$55.99M

55.99M USDC

Utilization

88.0%

share of supply that is lent out

Available to borrow

$7.63M

oracle price $0.9999

USDC supply and borrow APY history

Daily averages published by Aave's API

Risk settings

Can be used as collateral	Yes
Max loan-to-value (LTV)	75.00%
Liquidation threshold	79.50%
Liquidation penalty	4.00%
Reserve factor	10.00%
Flash loans	Enabled
Supply cap used	63.63M of 150.00M USDC (42.4%)
Borrow cap used	55.99M of 135.00M USDC (41.5%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

USDC token	0xB97E…8a6E
aToken (aAvaUSDC)	0x625E…b4cD
Variable debt token	0xFCCf…C989
Price oracle	0xb0D7…8483
Interest rate strategy	0xCe1C…93da
Pool	0x794a…14aD

Links open the Avalanche block explorer.

USDC utilization and interest rate curve

Utilization is 88.0% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 90% utilization the borrow rate climbs gently from 0.00% to 4.40%. Past that point it climbs steeply, reaching 14.40% when everything is lent out. How Aave interest rates work.

E-Mode categories that include USDC

Efficiency mode raises borrowing power between closely related assets. E-Mode explained.

Category (4)	Max LTV	Liquidation threshold	Penalty	As collateral	Borrowable
Stablecoins	93.00%	95.00%	1.00%	Yes	No
USDe/Stablecoin	89.00%	92.00%	2.00%	No	Yes
sUSDe/Stablecoin	89.00%	91.00%	4.00%	No	Yes
EURC__USDC_USDT	75.00%	78.00%	5.00%	No	Yes

USDC on other Aave markets

The same asset, different rates

Compare all →

Market	Total supplied	Supply APY	Total borrowed	Borrow APY	Utilization
Ethereum CoreUSDC · $2.38B	$2.38B2.38B USDC	3.60%	$2.18B2.18B USDC	4.38%	91.6%
BaseUSDC · $181.8M	$181.8M181.86M USDC	3.70%	$159.8M159.80M USDC	4.70%	87.9%
ArbitrumUSDC · $181.2M	$181.2M181.19M USDC	2.93%	$153.9M153.89M USDC	3.85%	84.9%
MonadUSDC · $163.9M	$163.9M163.94M USDC	3.77%	$142.6M142.61M USDC	4.84%	87.0%
Arc MainV4USDC · $124.8M	$124.8M124.86M USDC	<0.01%	$1.16M1.16M USDC	0.04%base rate	0.9%
InkUSDC · $67.09M	$67.09M67.10M USDC	4.27%	$49.45M49.45M USDC	6.50%	73.7%
PolygonUSDC · $28.12M	$28.12M28.12M USDC	3.32%	$17.96M17.97M USDC	6.60%	63.9%
Ethereum MainV4USDC · $14.65M	$14.65M14.65M USDC	5.04%	$12.31M12.31M USDC	6.06%base rate	92.5%