USDe on Aave Avalanche

Live USDe rates on the Aave V3 Avalanche market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-11-08 04:27 UTC

Supply APY

0.52%

earned by suppliers

Borrow APY, variable

6.86%

paid by borrowers

Total supplied

$13.8K

13.82K USDe

Total borrowed

$1.4K

1.45K USDe

Utilization

10.5%

share of supply that is lent out

Available to borrow

$12.4K

oracle price $0.9988

USDe supply and borrow APY history

Averages published by Aave's API

Risk settings

Can be used as collateral	Yes
Max loan-to-value (LTV)	70.00%
Liquidation threshold	73.00%
Liquidation penalty	8.50%
Reserve factor	25.00%
Flash loans	Enabled
Supply cap used	13.82K of 1.00M USDe (1.4%)
Borrow cap used	1.45K of 700.00K USDe (0.2%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

USDe token	0x5d3a…ef34
aToken (aAvaUSDe)	0x6533…fb00
Variable debt token	0x6B4b…Ea3D
Price oracle	0x5b78…8009
Interest rate strategy	0xCe1C…93da
Pool	0x794a…14aD

Links open the Avalanche block explorer.

USDe utilization and interest rate curve

Utilization is 10.5% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 80% utilization the borrow rate climbs gently from 6.60% to 6.85%. Past that point it climbs steeply, reaching 56.85% when everything is lent out. How Aave interest rates work.

E-Mode categories that include USDe

Efficiency mode raises borrowing power between closely related assets. E-Mode explained.

Category (2)	Max LTV	Liquidation threshold	Penalty	As collateral	Borrowable
USDe/Stablecoin	89.00%	92.00%	2.00%	Yes	No
sUSDe/Stablecoin	89.00%	91.00%	4.00%	No	Yes

About USDe on Aave Avalanche

USDe is listed on the Aave V3 Avalanche market. Lenders have supplied $13.8K (13.82K USDe) and borrowers owe $1.4K, so 10.5% of the pool is lent out and $12.4K is left to borrow. The supply cap is 1% used.

Suppliers earn 0.52% a year, and variable-rate borrowers pay 6.86%. The rate follows utilization: up to 80% the borrow rate rises gently from 6.60% to 6.85%, and above that it climbs steeply to 56.85% when everything is lent out. At 10.5% now, the pool is below that point. Aave keeps 25% of the interest as its reserve factor.

USDe counts as collateral here: you can borrow up to 70% of its value, and a loan is liquidated once it reaches 73%, with a 8.5% penalty. In E-Mode it can back loans of up to 89%. The best USDE supply rate elsewhere on Aave is 0.27% on Plasma. The cheapest place to borrow it is X Layer at 6.50%. Compare USDE rates on every Aave market.

A week ago suppliers earned 0.69% and borrowers paid 6.87%, with 13.8% of the pool lent out. Over the past 30 days, the supply rate ranged from 0.03% to 1.64%, and the borrow rate from 6.82% to 6.93% (one reading a day).