Aave Tracker

Sky Savings Rate vs Aave savings rates

Three common ways to earn on dollars on-chain, side by side: the Sky Savings Rate paid on sUSDS, the savings rate Aave pays on its own stablecoin GHO, and the rates Aave pays for supplying stablecoins to its markets. All figures are live.

Data from Aave's API and the Ethereum blockchain · updated

Sky Savings Rate

3.80%

sUSDS · $3.98B deposited

Aave GHO savings rate

4.50%

sGHO · $228.5M deposited

Best Aave stablecoin supply rate

9.47%

USDC · Linea

USDS on Aave

0.21%

Ethereum Core

How they differ

OptionRate nowWho sets the rateWhat you hold
Sky Savings Rate3.80%Sky governancesUSDS
Aave GHO savings4.50%Aave governancesGHO
Supplying a stablecoin on Aaveup to 9.47%Borrowing demand, minute by minuteAn aToken that can be collateral

A governance-set rate stays put until a vote changes it. An Aave supply rate moves with the market all day, so check its history on the asset's page before comparing it with a fixed rate.

Aave supply rates for the main stablecoins

Markets with at least $1M supplied, before rewards

All stablecoin rates →
Stablecoin supply rates on Aave
Market Total supplied Supply APY Total borrowed Borrow APY Utilization
LineaUSDC · $1.11M $1.11M1.11M USDC 9.47% $1.07M1.07M USDC 11.04% 96.0%
Ethereum HorizonUSDC · $2.60M $2.60M2.60M USDC 9.41% $2.38M2.39M USDC 11.51% 91.8%
BaseGHO · $1.30M $1.30M1.30M GHO 5.32% $1.18M1.18M GHO 6.58% 90.4%
BaseUSDC · $196.7M $196.7M196.78M USDC 5.08% $179.6M179.64M USDC 6.22% 91.3%
OptimismUSDC · $10.13M $10.13M10.14M USDC 4.98% $9.31M9.31M USDC 6.05% 91.9%
BNB ChainUSDC · $12.72M $12.72M12.72M USDC 4.91% $11.62M11.62M USDC 6.00% 91.3%
AvalancheUSDC · $67.35M $67.35M67.36M USDC 4.65% $61.31M61.32M USDC 5.70% 91.0%
Ethereum MainV4USDC · $55.73M $55.73M55.74M USDC 4.59% $38.62M38.63M USDC 5.61%base rate 91.4%
Ethereum ForexV4USDC · $5.00M $5.00M5.01M USDC 4.59% $4.07M4.07M USDC 5.61%base rate 91.4%
PolygonDAI · $3.50M $3.50M3.50M DAI 4.52% $2.68M2.68M DAI 7.98% 76.7%
MonadUSDC · $121.4M $121.4M121.42M USDC 4.39% $111.8M111.80M USDC 5.33% 92.1%
InkUSDC · $65.49M $65.49M65.51M USDC 4.29% $48.52M48.53M USDC 6.50% 74.1%

Rates are not the whole story: each option carries its own smart contract and stablecoin risk. Nothing here is a recommendation. The Sky Savings Rate is read from the sUSDS contract on Ethereum; Sky is a separate protocol and is not part of Aave.

Savings rates: quick answers

What is the Sky Savings Rate today?

3.80% a year on sUSDS, with $3.98B deposited. Sky governance sets it.

What is Aave's GHO savings rate?

4.50% a year on sGHO, with $228.5M deposited.

What is the best stablecoin supply rate on Aave?

USDC on Linea at 9.47%, among markets with at least $1M supplied, before rewards.