USDC on Aave Linea

Live USDC rates on the Aave V3 Linea market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-11-08 04:21 UTC

Supply APY

9.47%

earned by suppliers

Borrow APY, variable

11.04%

paid by borrowers

Total supplied

$1.11M

1.11M USDC

Total borrowed

$1.07M

1.07M USDC

Utilization

96.0%

share of supply that is lent out

Available to borrow

$44.7K

oracle price $0.9998

USDC supply and borrow APY history

Averages published by Aave's API

Risk settings

Can be used as collateral	No
Max loan-to-value (LTV)	–
Liquidation threshold	–
Liquidation penalty	–
Reserve factor	10.00%
Flash loans	Enabled
Supply cap used	1.11M of 2.32M USDC (47.9%)
Borrow cap used	1.07M of 1.18M USDC (90.3%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

USDC token	0x1762…E1ff
aToken (aLinUSDC)	0x374D…84f3
Variable debt token	0x63aB…3534
Price oracle	0x14ac…5D71
Interest rate strategy	0xB153…4671
Pool	0xc47b…a8Ac

Links open the Linea block explorer.

USDC utilization and interest rate curve

Utilization is 96.0% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 90% utilization the borrow rate climbs gently from 0.00% to 4.50%. Past that point it climbs steeply, reaching 14.50% when everything is lent out. How Aave interest rates work.

E-Mode categories that include USDC

Efficiency mode raises borrowing power between closely related assets. E-Mode explained.

Category (1)	Max LTV	Liquidation threshold	Penalty	As collateral	Borrowable
ezETH__USDC_USDT	72.50%	75.00%	7.50%	No	Yes

About USDC on Aave Linea

USDC is listed on the Aave V3 Linea market. Lenders have supplied $1.11M (1.11M USDC) and borrowers owe $1.07M, so 96.0% of the pool is lent out and $44.7K is left to borrow. The supply cap is 48% used.

Suppliers earn 9.47% a year, and variable-rate borrowers pay 11.04%. The rate follows utilization: up to 90% the borrow rate rises gently from 0.00% to 4.50%, and above that it climbs steeply to 14.50% when everything is lent out. At 96.0% now, the pool is above that point, so the rate can jump quickly if more is borrowed. Aave keeps 10% of the interest as its reserve factor.

USDC cannot be used as collateral on this market. The best USDC supply rate elsewhere on Aave is 9.41% on Ethereum Horizon. The cheapest place to borrow it is the Arc Main spoke (V4) at 3.42%. Compare USDC rates on every Aave market.

Among the 22 Aave markets with at least $1M of USDC supplied, this one pays the highest supply rate. A week ago suppliers earned 6.41% and borrowers paid 7.71%, with 92.9% of the pool lent out. Over the past 30 days, the supply rate ranged from 3.49% to 11.84%, and the borrow rate from 4.41% to 13.51% (one reading a day).