Aave Tracker

USDC rates on Aave

USDC is listed on 43 Aave markets across V3 and V4. Rates differ because each market has its own supply, demand and settings. On V4 the borrow figure is the base rate.

Data from Aave's API · updated

Total supplied

$3.80B

all markets

Total borrowed

$3.38B

 

Best supply APY

9.47%

Linea

Lowest borrow APY

3.42%

V4 Arc Main

USDC on every Aave market
Market Total supplied Supply APY Total borrowed Borrow APY Utilization
Ethereum CoreUSDC · $2.85B $2.85B2.85B USDC 3.58% $2.57B2.57B USDC 4.42% 90.4%
ArbitrumUSDC · $204.6M $204.6M204.66M USDC 2.90% $167.0M166.99M USDC 3.98% 81.6%
BaseUSDC · $196.6M $196.6M196.68M USDC 5.13% $179.6M179.64M USDC 6.27% 91.3%
Arc MainV4USDC · $124.6M $124.6M124.59M USDC 2.48% $49.10M49.11M USDC 3.42%base rate 73.9%
MonadUSDC · $121.4M $121.4M121.42M USDC 4.39% $111.8M111.80M USDC 5.33% 92.1%
AvalancheUSDC · $67.35M $67.35M67.36M USDC 4.65% $61.31M61.32M USDC 5.70% 91.0%
InkUSDC · $65.49M $65.49M65.51M USDC 4.29% $48.52M48.53M USDC 6.50% 74.1%
Ethereum MainV4USDC · $55.73M $55.73M55.74M USDC 4.59% $38.62M38.63M USDC 5.61%base rate 91.4%
PolygonUSDC · $25.84M $25.84M25.85M USDC 3.75% $17.53M17.53M USDC 7.02% 67.8%
X LayerUSDC · $14.96M $14.96M14.97M USDC 2.91% $11.96M11.96M USDC 4.08% 79.9%
BNB ChainUSDC · $12.72M $12.72M12.72M USDC 4.91% $11.62M11.62M USDC 6.00% 91.3%
OptimismUSDC · $10.13M $10.13M10.14M USDC 4.98% $9.31M9.31M USDC 6.05% 91.9%
Avalanche MainV4USDC · $8.04M $8.04M8.05M USDC 3.70% $7.99M7.99M USDC 4.59%base rate 89.9%
Base Coinbase StocksV4USDC · $7.67M $7.67M7.67M USDC 3.19% $6.78M6.79M USDC 4.01%base rate 88.5%
Ethereum BluechipV4USDC (Prime hub) · $7.22M $7.22M7.22M USDC 4.26% $6.66M6.67M USDC 5.15%base rate 92.3%
Ethereum PrimeUSDC · $5.67M $5.67M5.67M USDC 3.20% $4.34M4.34M USDC 4.68% 76.5%
Ethereum ForexV4USDC · $5.00M $5.00M5.01M USDC 4.59% $4.07M4.07M USDC 5.61%base rate 91.4%
PolygonUSDC · $3.24M $3.24M3.24M USDC 1.33% $2.89M2.89M USDC 10.41% 89.1%
Ethereum Ethena EcosystemV4USDC (Plus hub) · $3.00M $3.00M3.00M USDC 3.16% $2.54M2.54M USDC 4.42%base rate 84.8%
Ethereum HorizonUSDC · $2.60M $2.60M2.60M USDC 9.41% $2.39M2.39M USDC 11.51% 91.8%
Ethereum USDG PendleV4USDC · $2.49M $2.49M2.49M USDC 2.58% $562562.55 USDC 3.79%base rate 76.1%
GnosisUSDC.e · $1.89M $1.89M1.89M USDC.e 3.48% $1.65M1.65M USDC.e 4.45% 87.2%
SonicUSDC · $1.35M $1.35M1.35M USDC 0.20% $1.25M1.25M USDC 23.98% 100.0%
LineaUSDC · $1.11M $1.11M1.11M USDC 9.47% $1.07M1.07M USDC 11.04% 96.0%
OptimismUSDC · $1.07M $1.07M1.07M USDC 0.20% $291K290.60K USDC 3.05% 27.1%
ArbitrumUSDC · $1.00M $1.00M1.00M USDC 8.30% $960K959.92K USDC 39.51% 95.8%
Avalanche ForexV4USDC · $817K $817K817.64K USDC 3.70% $33.5K33.47K USDC 4.59%base rate 89.9%
MantleUSDC · $497K $497K496.85K USDC 1.47% $300K300.25K USDC 2.72% 60.4%
ScrollUSDC · $242K $242K242.34K USDC 0.06% $178K178.04K USDC 8.62% 73.5%
BaseUSDbC · $150K $150K149.81K USDbC 1.50% $109K109.50K USDbC 8.46% 73.1%
GnosisUSDC · $137K $137K137.12K USDC <0.01% $12.8K12.77K USDC 1.04% 9.3%
zkSync EraUSDC · $122K $122K122.46K USDC 0.44% $108K108.47K USDC 64.87% 100.0%
CeloUSDC · $113K $113K112.52K USDC 0.21% $25.9K25.91K USDC 1.03% 23.0%
Metism.USDC · $73.5K $73.5K73.51K m.USDC 0.02% $20.4K20.43K m.USDC 7.09% 27.8%
SoneiumUSDC.e · $24.3K $24.3K24.27K USDC.e 0.09% $20.8K20.79K USDC.e 10.78% 85.7%
Arc ForexV4USDC · $19.2K $19.2K19.25K USDC 2.48% $65.9K65.95K USDC 3.42%base rate 73.9%
Ethereum EtherFiUSDC · $8.7K $8.7K8.70K USDC 0.48% $2.6K2.58K USDC 1.83% 29.7%
Ethereum Maple SyrupUSDGV4USDC · $3.00 $3.003.06 USDC 2.58% $1.90M1.90M USDC 3.79%base rate 76.1%
Ethereum BluechipV4USDC (Core hub) · $0 $00 USDC 4.59% $9.00M9.00M USDC 5.61%base rate 91.4%
Avalanche Ethena EcosystemV4USDC · $0 $00 USDC 3.70% $5.005.00 USDC 4.59%base rate 89.9%
Arc Maple SyrupUSDCV4USDC · $0 $00 USDC 2.48% $42.93M42.94M USDC 3.42%base rate 73.9%
Ethereum Ethena EcosystemV4USDC (Core hub) · $0 $00 USDC 4.59% $3.01M3.01M USDC 5.61%base rate 91.4%
Ethereum GoldV4USDC · $0 $00 USDC 4.59% $1.33M1.33M USDC 5.61%base rate 91.4%

About USDC on Aave

USD Coin (USDC) is listed on 27 Aave V3 markets and 16 Aave V4 spokes across 20 networks, led by Ethereum, Arbitrum and Base. Altogether $3.80B is supplied and $3.38B borrowed, so 89.0% of it is lent out.

Right now supply rates run from 2.48% to 9.47% across markets with at least $1M supplied and borrow rates run from 3.42% to 7.02% on markets where at least $250K is available. The gap exists because each market has its own borrowers and its own rate settings. Moving between networks costs gas and bridging fees, so a small gap may not be worth chasing. On V4 the borrow figure is the hub's base rate, before each borrower's risk premium.

USDC is a dollar stablecoin, so most people supply it to earn interest or borrow it against other collateral. Compare it with every other stablecoin rate on Aave.

USDC on Aave: quick answers

What is the best USDC supply rate on Aave?

9.47% on Linea, the highest among markets with at least $1M supplied. The largest market, Ethereum Core, pays 3.58%.

Where is it cheapest to borrow USDC on Aave?

The Arc Main spoke (V4) at 3.42% base rate, among markets with at least $250K available to borrow.

How much USDC is on Aave?

$3.80B is supplied and $3.38B borrowed across 43 markets on Aave V4 and V3.