USDbC on Aave Base
❄ FrozenLive USD Base Coin (USDbC) rates on the Aave V3 Base market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.
Data from Aave's API · updated
Supply APY
1.50%
earned by suppliers
Borrow APY, variable
8.46%
borrowing is off
Total supplied
$150K
149.81K USDbC
Total borrowed
$109K
109.50K USDbC
Utilization
73.1%
share of supply that is lent out
Available to borrow
$0
frozen
USDbC supply and borrow APY history
Averages published by Aave's API
Borrow APY Supply APY
| Day | Supply APY | Borrow APY |
|---|
Risk settings
| Can be used as collateral | No |
|---|---|
| Max loan-to-value (LTV) | – |
| Liquidation threshold | – |
| Liquidation penalty | – |
| Reserve factor | 75.00% |
| Flash loans | Enabled |
| Supply cap used | Full: 149.81K USDbC against a cap of 1.00, so no new deposits |
New to these terms? Read health factor explained and supply and borrow caps.
Contracts
| USDbC token | 0xd9aA…b6CA |
|---|---|
| aToken (aBasUSDbC) | 0x0a1d…1D54 |
| Variable debt token | 0x7376…2DAB |
| Price oracle | 0xf52D…5D86 |
| Interest rate strategy | 0x86AB…bDC5 |
| Pool | 0xA238…d1c5 |
Links open the Base block explorer.
USDbC utilization rate history
Recorded once a day by Aave Tracker
USDbC utilization and interest rate curve
Utilization is 73.1% right now. The chart shows how the rate responds as more of the supply gets borrowed.
Borrow APR Supply APR
Up to 90% utilization the borrow rate climbs gently from 0.00% to 10.00%. Past that point it climbs steeply, reaching 50.00% when everything is lent out. How Aave interest rates work.
About USDbC on Aave Base
USD Base Coin (USDbC) is listed on the Aave V3 Base market. Lenders have supplied $150K (149.81K USDbC) and borrowers owe $109K, so 73.1% of the pool is lent out. USDbC is frozen here: no new deposits or loans, only repayments and withdrawals. The supply cap is full, so no new deposits are accepted.
Suppliers earn 1.50% a year, and variable-rate borrowers pay 8.46%. The rate follows utilization: up to 90% the borrow rate rises gently from 0.00% to 10.00%, and above that it climbs steeply to 50.00% when everything is lent out. At 73.1% now, the pool is below that point. Aave keeps 75% of the interest as its reserve factor.
USDbC cannot be used as collateral on this market. The best USDC supply rate elsewhere on Aave is 9.47% on Linea. The cheapest place to borrow it is the Arc Main spoke (V4) at 3.42%. Compare USDC rates on every Aave market.
A week ago suppliers earned 1.49% and borrowers paid 8.44%, with 72.9% of the pool lent out. Over the past 30 days, the supply rate ranged from 1.46% to 1.51%, and the borrow rate from 8.36% to 8.52% (one reading a day).
USDbC on Aave Base: quick answers
What is the USDbC supply APY on Aave Base?
1.50% a year right now. It is paid out of what borrowers pay and changes with every deposit, loan and repayment.
What is the USDbC borrow rate on Aave Base?
The variable borrow APY is 8.46%. It rises with utilization, now 73.1%.
Can I use USDbC as collateral on Aave Base?
No, USDbC is not accepted as collateral on this market, although it can still be supplied to earn interest.
How much USDbC can be borrowed on Aave Base right now?
None. USDbC is frozen here: no new deposits or loans, only repayments and withdrawals.
Where else can I supply or borrow USDC on Aave?
The best supply rate is 9.47% on Linea. The cheapest borrow rate is 3.42% on the Arc Main spoke (V4). Only markets with real liquidity are counted.
USDbC on other Aave markets
The same asset, different rates
| Market | Supply APY | Borrow APY |
|---|---|---|
| Ethereum CoreUSDC · $2.85B | 3.58% | 4.42% |
| ArbitrumUSDC · $204.6M | 2.90% | 3.98% |
| BaseUSDC · $196.6M | 5.13% | 6.27% |
| Arc MainV4USDC · $124.6M | 2.48% | 3.42%base rate |
| MonadUSDC · $121.4M | 4.39% | 5.33% |
| AvalancheUSDC · $67.35M | 4.65% | 5.70% |
| InkUSDC · $65.49M | 4.29% | 6.50% |
| Ethereum MainV4USDC · $55.73M | 4.59% | 5.61%base rate |
