USDC on Aave Celo
Live USDC rates on the Aave V3 Celo market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.
Data from Aave's API · updated
Supply APY
0.21%
earned by suppliers
Borrow APY, variable
1.03%
paid by borrowers
Total supplied
$113K
112.52K USDC
Total borrowed
$25.9K
25.91K USDC
Utilization
23.0%
share of supply that is lent out
Available to borrow
$86.6K
oracle price $0.9998
USDC supply and borrow APY history
Averages published by Aave's API
Borrow APY Supply APY
| Day | Supply APY | Borrow APY |
|---|
Risk settings
| Can be used as collateral | No |
|---|---|
| Max loan-to-value (LTV) | – |
| Liquidation threshold | – |
| Liquidation penalty | – |
| Reserve factor | 10.00% |
| Flash loans | Enabled |
| Supply cap used | 112.52K of 2.00M USDC (5.6%) |
| Borrow cap used | 25.91K of 1.80M USDC (1.4%) |
New to these terms? Read health factor explained and supply and borrow caps.
Contracts
| USDC token | 0xcebA…118C |
|---|---|
| aToken (aCelUSDC) | 0xFF83…4785 |
| Variable debt token | 0xDbe5…E862 |
| Price oracle | 0xBF70…96D7 |
| Interest rate strategy | 0x8B62…3355 |
| Pool | 0x3E59…3402 |
Links open the Celo block explorer.
USDC utilization rate history
Recorded once a day by Aave Tracker
USDC utilization and interest rate curve
Utilization is 23.0% right now. The chart shows how the rate responds as more of the supply gets borrowed.
Borrow APR Supply APR
Up to 90% utilization the borrow rate climbs gently from 0.00% to 4.00%. Past that point it climbs steeply, reaching 44.00% when everything is lent out. How Aave interest rates work.
About USDC on Aave Celo
USDC is listed on the Aave V3 Celo market. Lenders have supplied $113K (112.52K USDC) and borrowers owe $25.9K, so 23.0% of the pool is lent out and $86.6K is left to borrow. The supply cap is 6% used.
Suppliers earn 0.21% a year, and variable-rate borrowers pay 1.03%. The rate follows utilization: up to 90% the borrow rate rises gently from 0.00% to 4.00%, and above that it climbs steeply to 44.00% when everything is lent out. At 23.0% now, the pool is below that point. Aave keeps 10% of the interest as its reserve factor.
USDC cannot be used as collateral on this market. The best USDC supply rate elsewhere on Aave is 9.47% on Linea. The cheapest place to borrow it is the Arc Main spoke (V4) at 3.42%. Compare USDC rates on every Aave market.
A week ago suppliers earned 0.11% and borrowers paid 0.75%, with 16.8% of the pool lent out. Over the past 30 days, the supply rate ranged from 0.11% to 2.73%, and the borrow rate from 0.75% to 3.72% (one reading a day).
USDC on Aave Celo: quick answers
What is the USDC supply APY on Aave Celo?
0.21% a year right now. It is paid out of what borrowers pay and changes with every deposit, loan and repayment.
What is the USDC borrow rate on Aave Celo?
The variable borrow APY is 1.03%. It rises with utilization, now 23.0%.
Can I use USDC as collateral on Aave Celo?
No, USDC is not accepted as collateral on this market, although it can still be supplied to earn interest.
How much USDC can be borrowed on Aave Celo right now?
$86.6K (86.62K USDC) is available. The borrow cap is 1% used.
Where else can I supply or borrow USDC on Aave?
The best supply rate is 9.47% on Linea. The cheapest borrow rate is 3.42% on the Arc Main spoke (V4). Only markets with real liquidity are counted.
USDC on other Aave markets
The same asset, different rates
| Market | Supply APY | Borrow APY |
|---|---|---|
| Ethereum CoreUSDC · $2.85B | 3.58% | 4.42% |
| ArbitrumUSDC · $204.6M | 2.90% | 3.98% |
| BaseUSDC · $196.6M | 5.13% | 6.27% |
| Arc MainV4USDC · $124.6M | 2.48% | 3.42%base rate |
| MonadUSDC · $121.4M | 4.39% | 5.33% |
| AvalancheUSDC · $67.35M | 4.65% | 5.70% |
| InkUSDC · $65.49M | 4.29% | 6.50% |
| Ethereum MainV4USDC · $55.73M | 4.59% | 5.61%base rate |
