USDC on Aave V4 Maple SyrupUSDC

Q: What is the USDC supply APY on Aave V4 Maple SyrupUSDC?

0.91% a year right now. It is paid out of what borrowers across the Core hub pay and changes with every deposit, loan and repayment.

Q: What does it cost to borrow USDC on Aave V4 Maple SyrupUSDC?

The base borrow rate is 2.17%. On Aave V4 each borrower also pays a risk premium on top, set by the collateral behind their loan, so the rate you pay can be higher.

Q: Can I use USDC as collateral on Aave V4 Maple SyrupUSDC?

No, USDC is not accepted as collateral on this spoke, although it can be supplied to earn interest.

Q: Where else can I supply or borrow USDC on Aave?

The best supply rate is 4.95% on Ethereum Horizon. The cheapest borrow rate is 1.05% on the Base Coinbase Stocks spoke (V4). Only markets with real liquidity are counted.

Live USDC (USDC) rates on the Aave V4 Maple SyrupUSDC spoke on Arc. On V4 every borrower pays the hub's base rate, and a personal risk premium can be added depending on the collateral behind the loan.

Data from Aave's V4 API · updated 2026-10-06 11:02 UTC

Supply APY

0.91%

earned by suppliers

Base borrow rate

2.17%

before any risk premium

Supplied here

0 USDC

Borrowed here

$577

576.75 USDC

Hub utilization

47.1%

Core hub, all spokes

Available to borrow

$23.00M

price $0.9999

USDC supply and borrow rate history

Averages published by Aave's V4 API

Risk settings on this spoke

Can be used as collateral	No
Collateral factor	–
Collateral risk score	0.00%
Max liquidation bonus	–
Liquidation fee	0.00%
Supply cap used	No cap
Borrow cap used	576.75 of 23.00M USDC (<0.01%)

The collateral factor decides how much you can borrow against this asset. The risk score feeds the borrower's risk premium: the safer the collateral, the lower the premium. How V4 works.

Where the liquidity comes from

Hub	Core hub
Supplied across the hub	$143.1M
Borrowed across the hub	$67.36M
Spokes sharing it	3
Liquidity fee	10.00%
USDC token	0x3600…0000
Spoke contract	0x18Dd…95a2
Hub contract	0x1728…F79C

USDC utilization and interest rate curve

Hub utilization is 47.1% right now. Set by the Core hub: how the base rate responds as more of the supply gets borrowed.

Base borrow rate Supply rate

Up to 90% utilization the base rate climbs gently from 0.00% to 4.10%. Past that point it climbs steeply, reaching 14.10% when everything is lent out.

About USDC on the Maple SyrupUSDC spoke

USDC (USDC) is listed on the Aave V4 Maple SyrupUSDC spoke on Arc, which draws its liquidity from the Core hub. On this spoke $0 is supplied and $577 borrowed, out of $143.1M supplied across the whole hub, shared by 3 spokes. $23.00M is available to borrow.

Suppliers earn 0.91% a year, and borrowers pay the hub's base rate of 2.17% plus a personal risk premium that depends on the collateral behind their loan. The hub is 47.1% borrowed. Up to 90% the base rate rises gently from 0.00% to 4.10%; above that it climbs steeply to 14.10% when everything is lent out.

USDC cannot be used as collateral on this spoke. The best USDC supply rate elsewhere on Aave is 4.95% on Ethereum Horizon. The cheapest place to borrow it is the Base Coinbase Stocks spoke (V4) at 1.05%.