USDC.e on Aave Soneium

❄ Frozen

Live Bridged USDC (USDC.e, Soneium) rates on the Aave V3 Soneium market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-11-08 04:27 UTC

Supply APY

0.09%

earned by suppliers

Borrow APY, variable

10.78%

paid by borrowers

Total supplied

$24.3K

24.27K USDC.e

Total borrowed

$20.8K

20.79K USDC.e

Utilization

85.7%

share of supply that is lent out

Available to borrow

frozen

USDC.e supply and borrow APY history

Averages published by Aave's API

Risk settings

Can be used as collateral	No
Max loan-to-value (LTV)	–
Liquidation threshold	–
Liquidation penalty	–
Reserve factor	99.00%
Flash loans	Enabled
Supply cap used	Full: 24.27K USDC.e against a cap of 1.00, so no new deposits
Borrow cap used	Full: 20.79K USDC.e against a cap of 1.00, so no new loans

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

USDC.e token	0xbA99…C369
aToken (aSoneUSDCe)	0xb2C9…44d8
Variable debt token	0xccE2…BfD8
Price oracle	0xe9d6…E778
Interest rate strategy	0x486C…F5b0
Pool	0xDd3d…A38B

Links open the Soneium block explorer.

USDC.e utilization and interest rate curve

Utilization is 85.7% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 90% utilization the borrow rate climbs gently from 5.00% to 10.50%. Past that point it climbs steeply, reaching 50.50% when everything is lent out. How Aave interest rates work.

About USDC.e on Aave Soneium

Bridged USDC (USDC.e, Soneium) is listed on the Aave V3 Soneium market. Lenders have supplied $24.3K (24.27K USDC.e) and borrowers owe $20.8K, so 85.7% of the pool is lent out. USDC.e is frozen here: no new deposits or loans, only repayments and withdrawals. The supply cap is full, so no new deposits are accepted.

Suppliers earn 0.09% a year, and variable-rate borrowers pay 10.78%. The rate follows utilization: up to 90% the borrow rate rises gently from 5.00% to 10.50%, and above that it climbs steeply to 50.50% when everything is lent out. At 85.7% now, the pool is below that point. Aave keeps 99% of the interest as its reserve factor.

USDC.e cannot be used as collateral on this market. The best USDC supply rate elsewhere on Aave is 9.47% on Linea. The cheapest place to borrow it is the Arc Main spoke (V4) at 3.42%. Compare USDC rates on every Aave market.

A week ago suppliers earned 0.09% and borrowers paid 10.76%, with 85.4% of the pool lent out. Over the past 30 days, the supply rate held at 0.09%, and the borrow rate ranged from 10.60% to 10.80% (one reading a day).