USDC.e on Aave Gnosis

Live Bridged USDC (USDC.e, Gnosis) rates on the Aave V3 Gnosis market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-11-08 04:27 UTC

Supply APY

3.48%

earned by suppliers

Borrow APY, variable

4.45%

paid by borrowers

Total supplied

$1.89M

1.89M USDC.e

Total borrowed

$1.65M

1.65M USDC.e

Utilization

87.2%

share of supply that is lent out

Available to borrow

$242K

oracle price $0.9998

USDC.e supply and borrow APY history

Averages published by Aave's API

Risk settings

Can be used as collateral	No
Max loan-to-value (LTV)	–
Liquidation threshold	–
Liquidation penalty	–
Reserve factor	10.00%
Flash loans	Enabled
Supply cap used	1.89M of 10.00M USDC.e (18.9%)
Borrow cap used	1.65M of 9.00M USDC.e (18.3%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

USDC.e token	0x2a22…76F0
aToken (aGnoUSDCe)	0xC033…5a65
Variable debt token	0x37B9…8431
Price oracle	0x1450…fAE2
Interest rate strategy	0x4cE4…8b44
Pool	0xb502…26D8

Links open the Gnosis block explorer.

USDC.e utilization and interest rate curve

Utilization is 87.2% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 90% utilization the borrow rate climbs gently from 0.00% to 4.50%. Past that point it climbs steeply, reaching 44.50% when everything is lent out. How Aave interest rates work.

E-Mode categories that include USDC.e

Efficiency mode raises borrowing power between closely related assets. E-Mode explained.

Category (1)	Max LTV	Liquidation threshold	Penalty	As collateral	Borrowable
sDAI/USDCe	90.00%	92.00%	4.00%	No	Yes

About USDC.e on Aave Gnosis

Bridged USDC (USDC.e, Gnosis) is listed on the Aave V3 Gnosis market. Lenders have supplied $1.89M (1.89M USDC.e) and borrowers owe $1.65M, so 87.2% of the pool is lent out and $242K is left to borrow. The supply cap is 19% used.

Suppliers earn 3.48% a year, and variable-rate borrowers pay 4.45%. The rate follows utilization: up to 90% the borrow rate rises gently from 0.00% to 4.50%, and above that it climbs steeply to 44.50% when everything is lent out. At 87.2% now, the pool is below that point. Aave keeps 10% of the interest as its reserve factor.

USDC.e cannot be used as collateral on this market. The best USDC supply rate elsewhere on Aave is 9.47% on Linea. The cheapest place to borrow it is the Arc Main spoke (V4) at 3.42%. Compare USDC rates on every Aave market.

Among the 22 Aave markets with at least $1M of USDC supplied, this one pays the 15th highest supply rate. A week ago suppliers earned 3.46% and borrowers paid 4.44%, with 87.0% of the pool lent out. Over the past 30 days, the supply rate ranged from 3.12% to 3.53%, and the borrow rate from 4.22% to 4.47% (one reading a day).