USDC on Aave Scroll

❄ Frozen

Live USD Coin (USDC) rates on the Aave V3 Scroll market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-11-08 04:27 UTC

Supply APY

0.06%

earned by suppliers

Borrow APY, variable

8.62%

paid by borrowers

Total supplied

$242K

242.34K USDC

Total borrowed

$178K

178.04K USDC

Utilization

73.5%

share of supply that is lent out

Available to borrow

frozen

USDC supply and borrow APY history

Averages published by Aave's API

Risk settings

Can be used as collateral	No
Max loan-to-value (LTV)	–
Liquidation threshold	–
Liquidation penalty	–
Reserve factor	99.00%
Flash loans	Enabled
Supply cap used	Full: 242.34K USDC against a cap of 1.00, so no new deposits
Borrow cap used	Full: 178.04K USDC against a cap of 1.00, so no new loans

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

USDC token	0x06eF…63A4
aToken (aScrUSDC)	0x1D73…8CbD
Variable debt token	0x3d2E…28EE
Price oracle	0x1685…7e18
Interest rate strategy	0xC373…7Ddc
Pool	0x11fC…cFfe

Links open the Scroll block explorer.

USDC utilization and interest rate curve

Utilization is 73.5% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 90% utilization the borrow rate climbs gently from 5.00% to 9.00%. Past that point it climbs steeply, reaching 49.00% when everything is lent out. How Aave interest rates work.

About USDC on Aave Scroll

USD Coin (USDC) is listed on the Aave V3 Scroll market. Lenders have supplied $242K (242.34K USDC) and borrowers owe $178K, so 73.5% of the pool is lent out. USDC is frozen here: no new deposits or loans, only repayments and withdrawals. The supply cap is full, so no new deposits are accepted.

Suppliers earn 0.06% a year, and variable-rate borrowers pay 8.62%. The rate follows utilization: up to 90% the borrow rate rises gently from 5.00% to 9.00%, and above that it climbs steeply to 49.00% when everything is lent out. At 73.5% now, the pool is below that point. Aave keeps 99% of the interest as its reserve factor.

USDC cannot be used as collateral on this market. The best USDC supply rate elsewhere on Aave is 9.47% on Linea. The cheapest place to borrow it is the Arc Main spoke (V4) at 3.42%. Compare USDC rates on every Aave market.

A week ago suppliers earned 0.06% and borrowers paid 8.62%, with 73.5% of the pool lent out. Over the past 30 days, the supply rate held at 0.06%, and the borrow rate ranged from 8.61% to 8.66% (one reading a day).