DAI on Aave Ethereum Core

Live Dai Stablecoin (DAI) rates on the Aave V3 Ethereum Core market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-11-08 04:27 UTC

Supply APY

3.27%

earned by suppliers

Borrow APY, variable

4.95%

paid by borrowers

Total supplied

$127.4M

127.39M DAI

Total borrowed

$113.2M

113.17M DAI

Utilization

88.8%

share of supply that is lent out

Available to borrow

$5.83M

oracle price $0.9999

DAI supply and borrow APY history

Averages published by Aave's API

Risk settings

Can be used as collateral	No
Max loan-to-value (LTV)	–
Liquidation threshold	–
Liquidation penalty	–
Reserve factor	25.00%
Flash loans	Enabled
Supply cap used	127.39M of 150.00M DAI (84.9%)
Borrow cap used	113.17M of 119.00M DAI (95.1%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

DAI token	0x6B17…1d0F
aToken (aEthDAI)	0x0180…4e63
Variable debt token	0xcF8d…C314
Price oracle	0x5c66…08dE
Interest rate strategy	0x9ec6…FdFB
Pool	0x8787…A4E2

Links open the Ethereum block explorer.

DAI utilization and interest rate curve

Utilization is 88.8% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 92% utilization the borrow rate climbs gently from 0.00% to 5.00%. Past that point it climbs steeply, reaching 40.00% when everything is lent out. How Aave interest rates work.

About DAI on Aave Ethereum Core

Dai Stablecoin (DAI) is listed on the Aave V3 Ethereum Core market on Ethereum. Lenders have supplied $127.4M (127.39M DAI) and borrowers owe $113.2M, so 88.8% of the pool is lent out and $5.83M is left to borrow. The supply cap is 85% used.

Suppliers earn 3.27% a year, and variable-rate borrowers pay 4.95%. The rate follows utilization: up to 92% the borrow rate rises gently from 0.00% to 5.00%, and above that it climbs steeply to 40.00% when everything is lent out. At 88.8% now, the pool is below that point. Aave keeps 25% of the interest as its reserve factor.

DAI cannot be used as collateral on this market. The best DAI supply rate elsewhere on Aave is 4.52% on Polygon. The cheapest place to borrow it is Avalanche at 3.89%. Compare DAI rates on every Aave market.

Among the 3 Aave markets with at least $1M of DAI supplied, this one pays the 2nd highest supply rate. Its borrow rate is the 2nd lowest of the 3 markets with at least $250K of DAI to lend. A week ago suppliers earned 3.03% and borrowers paid 4.76%, with 85.5% of the pool lent out. Over the past 30 days, the supply rate ranged from 3.03% to 5.97%, and the borrow rate from 4.76% to 8.69% (one reading a day).