EURC on Aave Ethereum Core

Live Euro Coin (EURC) rates on the Aave V3 Ethereum Core market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-09-21 08:56 UTC

Supply APY

2.66%

earned by suppliers

Borrow APY, variable

4.31%

paid by borrowers

Total supplied

$45.10M

39.27M EURC

Total borrowed

$31.16M

27.13M EURC

Utilization

69.1%

share of supply that is lent out

Available to borrow

$13.94M

oracle price $1.1486

EURC supply and borrow APY history

Daily averages published by Aave's API

Risk settings

Can be used as collateral	No
Max loan-to-value (LTV)	–
Liquidation threshold	–
Liquidation penalty	–
Reserve factor	10.00%
Flash loans	Enabled
Supply cap used	39.27M of 92.00M EURC (42.7%)
Borrow cap used	27.13M of 41.40M EURC (65.5%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

EURC token	0x1aBa…C33c
aToken (aEthEURC)	0xAA6e…2CA0
Variable debt token	0x6c82…8b08
Price oracle	0xa6aB…55a3
Interest rate strategy	0x9ec6…FdFB
Pool	0x8787…A4E2

Links open the Ethereum block explorer.

EURC utilization and interest rate curve

Utilization is 69.1% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 90% utilization the borrow rate climbs gently from 0.00% to 5.50%. Past that point it climbs steeply, reaching 55.50% when everything is lent out. How Aave interest rates work.

E-Mode categories that include EURC

Efficiency mode raises borrowing power between closely related assets. E-Mode explained.

Category (1)	Max LTV	Liquidation threshold	Penalty	As collateral	Borrowable
EURC__USDC_USDT_GHO	75.00%	78.00%	5.00%	Yes	No

EURC on other Aave markets

The same asset, different rates

Compare all →

Market	Total supplied	Supply APY	Total borrowed	Borrow APY	Utilization
BaseEURC · $8.08M	$8.08M7.04M EURC	1.96%	$4.11M3.58M EURC	4.33%	50.8%
Arc MainV4EURC · $1.58M	$1.58M1.38M EURC	<0.01%	$12.3K10.75K EURC	0.05%base rate	0.8%
AvalancheEURC · $1.49M	$1.49M1.30M EURC	1.44%	$759K661.08K EURC	3.16%	51.0%
Ethereum ForexV4EURC · $646K	$646K562.75K EURC	1.85%	$3.5K3.05K EURC	3.54%base rate	57.9%
Ethereum MainV4EURC · $155K	$155K135.09K EURC	1.85%	$416K362.59K EURC	3.54%base rate	57.9%
Avalanche ForexV4EURC · $5.7K	$5.7K4.98K EURC	0.11%	$00 EURC	0.84%base rate	13.8%
Arc ForexV4EURC · $372	$372323.54 EURC	<0.01%	$126109.53 EURC	0.05%base rate	0.8%
Ethereum BluechipV4EURC · $0	$00 EURC	1.85%	$35.8K31.20K EURC	3.54%base rate	57.9%