EURC on Aave V4 Bluechip

Live Euro Coin (EURC) rates on the Aave V4 Bluechip spoke on Ethereum. On V4 every borrower pays the hub's base rate, and a personal risk premium can be added depending on the collateral behind the loan.

Data from Aave's V4 API · updated 2026-09-21 09:36 UTC

Supply APY

2.14%

earned by suppliers

Base borrow rate

3.81%

before any risk premium

Supplied here

0 EURC

Borrowed here

$35.8K

31.20K EURC

Hub utilization

62.4%

Core hub, all spokes

Available to borrow

$280K

price $1.1486

EURC supply and borrow rate history

Averages published by Aave's V4 API

Risk settings on this spoke

Can be used as collateral	No
Collateral factor	–
Collateral risk score	0.00%
Max liquidation bonus	–
Liquidation fee	0.00%
Supply cap used	No cap
Borrow cap used	31.20K of 300.00K EURC (10.4%)

The collateral factor decides how much you can borrow against this asset. The risk score feeds the borrower's risk premium: the safer the collateral, the lower the premium. How V4 works.

Where the liquidity comes from

Hub	Core hub
Supplied across the hub	$744K
Borrowed across the hub	$464K
Spokes sharing it	4
Liquidity fee	10.00%
EURC token	0x1aBa…C33c
Spoke contract	0x973a…5A08
Hub contract	0xCca8…26c9

EURC utilization and interest rate curve

Hub utilization is 62.4% right now. Set by the Core hub: how the base rate responds as more of the supply gets borrowed.

Base borrow rate Supply rate

Up to 90% utilization the base rate climbs gently from 0.00% to 5.50%. Past that point it climbs steeply, reaching 40.50% when everything is lent out.

EURC elsewhere on Aave

V3 markets and other V4 spokes

Compare all →

Market	Total supplied	Supply APY	Total borrowed	Borrow APY	Utilization
Ethereum CoreEURC · $45.16M	$45.16M39.31M EURC	2.65%	$31.16M27.13M EURC	4.31%	69.0%
BaseEURC · $8.08M	$8.08M7.04M EURC	1.96%	$4.11M3.58M EURC	4.33%	50.8%
Arc MainV4EURC · $1.58M	$1.58M1.38M EURC	<0.01%	$12.3K10.75K EURC	0.05%base rate	0.8%
AvalancheEURC · $1.49M	$1.49M1.30M EURC	1.44%	$759K661.08K EURC	3.16%	51.0%
Ethereum ForexV4EURC · $589K	$589K512.44K EURC	2.14%	$3.5K3.05K EURC	3.81%base rate	62.4%
Ethereum MainV4EURC · $155K	$155K135.09K EURC	2.14%	$416K362.59K EURC	3.81%base rate	62.4%
Avalanche ForexV4EURC · $5.7K	$5.7K4.98K EURC	0.11%	$00 EURC	0.84%base rate	13.8%
Arc ForexV4EURC · $372	$372323.54 EURC	<0.01%	$126109.53 EURC	0.05%base rate	0.8%