EURC on Aave V4 Forex

Live EURC (EURC) rates on the Aave V4 Forex spoke on Arc. On V4 every borrower pays the hub's base rate, and a personal risk premium can be added depending on the collateral behind the loan.

Data from Aave's V4 API · updated 2026-09-21 08:56 UTC

Supply APY

<0.01%

earned by suppliers

Base borrow rate

0.05%

before any risk premium

Supplied here

$372

323.54 EURC

Borrowed here

$126

109.53 EURC

Hub utilization

0.8%

Core hub, all spokes

Available to borrow

$1.57M

price $1.1486

EURC supply and borrow rate history

Averages published by Aave's V4 API

Risk settings on this spoke

Can be used as collateral	Yes
Collateral factor	90.00%
Collateral risk score	0.00%
Max liquidation bonus	2.00%
Liquidation fee	10.00%
Supply cap used	323.54 of 10.00M EURC (<0.01%)
Borrow cap used	109.53 of 9.00M EURC (<0.01%)

The collateral factor decides how much you can borrow against this asset. The risk score feeds the borrower's risk premium: the safer the collateral, the lower the premium. How V4 works.

Where the liquidity comes from

Hub	Core hub
Supplied across the hub	$1.58M
Borrowed across the hub	$12.5K
Spokes sharing it	2
Liquidity fee	10.00%
EURC token	0xbEf5…21c1
Spoke contract	0x4164…F1bB
Hub contract	0x1728…F79C

EURC utilization and interest rate curve

Hub utilization is 0.8% right now. Set by the Core hub: how the base rate responds as more of the supply gets borrowed.

Base borrow rate Supply rate

Up to 90% utilization the base rate climbs gently from 0.00% to 5.50%. Past that point it climbs steeply, reaching 55.50% when everything is lent out.

EURC elsewhere on Aave

V3 markets and other V4 spokes

Compare all →

Market	Total supplied	Supply APY	Total borrowed	Borrow APY	Utilization
Ethereum CoreEURC · $45.10M	$45.10M39.27M EURC	2.66%	$31.16M27.13M EURC	4.31%	69.1%
BaseEURC · $8.08M	$8.08M7.04M EURC	1.96%	$4.11M3.58M EURC	4.33%	50.8%
Arc MainV4EURC · $1.58M	$1.58M1.38M EURC	<0.01%	$12.3K10.75K EURC	0.05%base rate	0.8%
AvalancheEURC · $1.49M	$1.49M1.30M EURC	1.44%	$759K661.08K EURC	3.16%	51.0%
Ethereum ForexV4EURC · $646K	$646K562.75K EURC	1.85%	$3.5K3.05K EURC	3.54%base rate	57.9%
Ethereum MainV4EURC · $155K	$155K135.09K EURC	1.85%	$416K362.59K EURC	3.54%base rate	57.9%
Avalanche ForexV4EURC · $5.7K	$5.7K4.98K EURC	0.11%	$00 EURC	0.84%base rate	13.8%
Ethereum BluechipV4EURC · $0	$00 EURC	1.85%	$35.8K31.20K EURC	3.54%base rate	57.9%