PYUSD on Aave Ethereum Core

Live PayPal USD (PYUSD) rates on the Aave V3 Ethereum Core market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-11-08 04:27 UTC

Supply APY

3.92%

earned by suppliers

Borrow APY, variable

5.01%

paid by borrowers

Total supplied

$7.14M

7.14M PYUSD

Total borrowed

$6.24M

6.24M PYUSD

Utilization

87.4%

share of supply that is lent out

Available to borrow

$900K

oracle price $1.0000

PYUSD supply and borrow APY history

Averages published by Aave's API

Risk settings

Can be used as collateral	No
Max loan-to-value (LTV)	–
Liquidation threshold	–
Liquidation penalty	–
Reserve factor	10.00%
Flash loans	Enabled
Supply cap used	7.14M of 21.00M PYUSD (34.0%)
Borrow cap used	6.24M of 18.00M PYUSD (34.6%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

PYUSD token	0x6c3e…A0e8
aToken (aEthPYUSD)	0x0C0d…aB1E
Variable debt token	0x57B6…4546
Price oracle	0x3696…49EE
Interest rate strategy	0x9ec6…FdFB
Pool	0x8787…A4E2

Links open the Ethereum block explorer.

PYUSD utilization and interest rate curve

Utilization is 87.4% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 90% utilization the borrow rate climbs gently from 1.00% to 5.00%. Past that point it climbs steeply, reaching 55.00% when everything is lent out. How Aave interest rates work.

About PYUSD on Aave Ethereum Core

PayPal USD (PYUSD) is listed on the Aave V3 Ethereum Core market on Ethereum. Lenders have supplied $7.14M (7.14M PYUSD) and borrowers owe $6.24M, so 87.4% of the pool is lent out and $900K is left to borrow. The supply cap is 34% used.

Suppliers earn 3.92% a year, and variable-rate borrowers pay 5.01%. The rate follows utilization: up to 90% the borrow rate rises gently from 1.00% to 5.00%, and above that it climbs steeply to 55.00% when everything is lent out. At 87.4% now, the pool is below that point. Aave keeps 10% of the interest as its reserve factor.

PYUSD cannot be used as collateral on this market. Compare PYUSD rates on every Aave market.

A week ago suppliers earned 5.61% and borrowers paid 6.94%, with 90.3% of the pool lent out. Over the past 30 days, the supply rate ranged from 2.22% to 17.34%, and the borrow rate from 3.91% to 21.09% (one reading a day).