tBTC on Aave Ethereum Core

Q: What is the tBTC supply APY on Aave Ethereum Core?

<0.01% a year right now. It is paid out of what borrowers pay and changes with every deposit, loan and repayment.

Q: What is the tBTC borrow rate on Aave Ethereum Core?

The variable borrow APY is 0.26%. It rises with utilization, now 0.2%.

Q: Can I use tBTC as collateral on Aave Ethereum Core?

No, tBTC is not accepted as collateral on this market, although it can still be supplied to earn interest.

Q: How much tBTC can be borrowed on Aave Ethereum Core right now?

None. tBTC is frozen here: no new deposits or loans, only repayments and withdrawals.

❄ Frozen

Live tBTC v2 (tBTC) rates on the Aave V3 Ethereum Core market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-11-08 04:27 UTC

Supply APY

<0.01%

earned by suppliers

Borrow APY, variable

0.26%

paid by borrowers

Total supplied

$121.4M

1.60K tBTC

Total borrowed

$189K

2.49 tBTC

Utilization

0.2%

share of supply that is lent out

Available to borrow

frozen

tBTC supply and borrow APY history

Averages published by Aave's API

Risk settings

Can be used as collateral	No
Max loan-to-value (LTV)	–
Liquidation threshold	–
Liquidation penalty	–
Reserve factor	50.00%
Flash loans	Enabled
Supply cap used	1.60K of 1.80K tBTC (88.9%)
Borrow cap used	Full: 2.49 tBTC against a cap of 1.00, so no new loans

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

tBTC token	0x1808…3a88
aToken (aEthtBTC)	0x10Ac…50Da
Variable debt token	0xAC50…D960
Price oracle	0xb41E…8B0A
Interest rate strategy	0x9ec6…FdFB
Pool	0x8787…A4E2

Links open the Ethereum block explorer.

tBTC utilization and interest rate curve

Utilization is 0.2% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 80% utilization the borrow rate climbs gently from 0.25% to 4.25%. Past that point it climbs steeply, reaching 64.25% when everything is lent out. How Aave interest rates work.

E-Mode categories that include tBTC

Efficiency mode raises borrowing power between closely related assets. E-Mode explained.

Category (1)	Max LTV	Liquidation threshold	Penalty	As collateral	Borrowable
LBTC_tBTC	84.00%	86.00%	3.00%	No	Yes

About tBTC on Aave Ethereum Core

tBTC v2 (tBTC) is listed on the Aave V3 Ethereum Core market on Ethereum. Lenders have supplied $121.4M (1.60K tBTC) and borrowers owe $189K, so 0.2% of the pool is lent out. tBTC is frozen here: no new deposits or loans, only repayments and withdrawals. The supply cap is 89% used.

Suppliers earn <0.01% a year, and variable-rate borrowers pay 0.26%. The rate follows utilization: up to 80% the borrow rate rises gently from 0.25% to 4.25%, and above that it climbs steeply to 64.25% when everything is lent out. At 0.2% now, the pool is below that point. Aave keeps 50% of the interest as its reserve factor.

tBTC cannot be used as collateral on this market. Compare TBTC rates on every Aave market.

A week ago suppliers earned <0.01% and borrowers paid 0.26%, with 0.1% of the pool lent out. Over the past 30 days, the borrow rate held at 0.26% (one reading a day).