WBTC on Aave Linea

Live Wrapped BTC (WBTC) rates on the Aave V3 Linea market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-11-08 04:27 UTC

Supply APY

0.06%

earned by suppliers

Borrow APY, variable

1.34%

paid by borrowers

Total supplied

$810K

10.70 WBTC

Total borrowed

$43.2K

0.57 WBTC

Utilization

5.3%

share of supply that is lent out

Available to borrow

$32.5K

oracle price $75.7K

WBTC supply and borrow APY history

Averages published by Aave's API

Risk settings

Can be used as collateral	Yes
Max loan-to-value (LTV)	73.00%
Liquidation threshold	78.00%
Liquidation penalty	7.00%
Reserve factor	20.00%
Flash loans	Enabled
Supply cap used	10.70 of 14.00 WBTC (76.4%)
Borrow cap used	0.57 of 1.00 WBTC (57.0%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

WBTC token	0x3aAB…a9b4
aToken (aLinWBTC)	0x37f7…B576
Variable debt token	0x74A1…32e9
Price oracle	0x7A99…E1F9
Interest rate strategy	0xB153…4671
Pool	0xc47b…a8Ac

Links open the Linea block explorer.

WBTC utilization and interest rate curve

Utilization is 5.3% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 45% utilization the borrow rate climbs gently from 0.50% to 7.50%. Past that point it climbs steeply, reaching 307.50% when everything is lent out. How Aave interest rates work.

About WBTC on Aave Linea

Wrapped BTC (WBTC) is listed on the Aave V3 Linea market. Lenders have supplied $810K (10.70 WBTC) and borrowers owe $43.2K, so 5.3% of the pool is lent out and $32.5K is left to borrow. The supply cap is 76% used.

Suppliers earn 0.06% a year, and variable-rate borrowers pay 1.34%. The rate follows utilization: up to 45% the borrow rate rises gently from 0.50% to 7.50%, and above that it climbs steeply to 307.50% when everything is lent out. At 5.3% now, the pool is below that point. Aave keeps 20% of the interest as its reserve factor.

WBTC counts as collateral here: you can borrow up to 73% of its value, and a loan is liquidated once it reaches 78%, with a 7.0% penalty. The best WBTC supply rate elsewhere on Aave is 0.02% on Optimism. The cheapest place to borrow it is the Ethereum Main spoke (V4) at 0.28%. Compare WBTC rates on every Aave market.

A week ago suppliers earned 0.04% and borrowers paid 1.21%, with 4.5% of the pool lent out. Over the past 30 days, the supply rate ranged from 0.04% to 0.06%, and the borrow rate from 1.20% to 1.34% (one reading a day).