USDT0 on Aave Mantle

Live USDT0 rates on the Aave V3 Mantle market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-11-08 04:27 UTC

Supply APY

3.11%

earned by suppliers

Borrow APY, variable

3.96%

paid by borrowers

Total supplied

$154.1M

154.32M USDT0

Total borrowed

$134.8M

135.00M USDT0

Utilization

87.5%

share of supply that is lent out

Available to borrow

$16.98M

oracle price $0.9988

USDT0 supply and borrow APY history

Averages published by Aave's API

Risk settings

Can be used as collateral	No
Max loan-to-value (LTV)	–
Liquidation threshold	–
Liquidation penalty	–
Reserve factor	10.00%
Flash loans	Enabled
Supply cap used	154.32M of 312.50M USDT0 (49.4%)
Borrow cap used	135.00M of 152.00M USDT0 (88.8%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

USDT0 token	0x779D…3736
aToken (aManUSDT0)	0x7053…5b69
Variable debt token	0x5d9e…aDed
Price oracle	0xFA5d…69Ee
Interest rate strategy	0x0a21…E54a
Pool	0x458F…1422

Links open the Mantle block explorer.

USDT0 utilization and interest rate curve

Utilization is 87.5% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 90% utilization the borrow rate climbs gently from 0.00% to 4.00%. Past that point it climbs steeply, reaching 14.00% when everything is lent out. How Aave interest rates work.

E-Mode categories that include USDT0

Efficiency mode raises borrowing power between closely related assets. E-Mode explained.

Category (5)	Max LTV	Liquidation threshold	Penalty	As collateral	Borrowable
sUSDe Stablecoins	90.00%	92.00%	4.00%	No	Yes
USDe Stablecoins	90.00%	93.00%	2.00%	No	Yes
fBTC Stablecoins	75.00%	79.00%	8.00%	No	Yes
syrupUSDT Stablecoins	90.00%	92.00%	4.00%	No	Yes
WMNT__Stablecoins	40.00%	45.00%	10.00%	No	Yes

About USDT0 on Aave Mantle

USDT0 is listed on the Aave V3 Mantle market. Lenders have supplied $154.1M (154.32M USDT0) and borrowers owe $134.8M, so 87.5% of the pool is lent out and $16.98M is left to borrow. The supply cap is 49% used.

Suppliers earn 3.11% a year, and variable-rate borrowers pay 3.96%. The rate follows utilization: up to 90% the borrow rate rises gently from 0.00% to 4.00%, and above that it climbs steeply to 14.00% when everything is lent out. At 87.5% now, the pool is below that point. Aave keeps 10% of the interest as its reserve factor.

USDT0 cannot be used as collateral on this market. The best USDT supply rate elsewhere on Aave is 4.68% on the Ethereum Bluechip spoke (V4). The cheapest place to borrow it is Celo at 1.84%. Compare USDT rates on every Aave market.

Among the 17 Aave markets with at least $1M of USDT supplied, this one pays the 14th highest supply rate. Its borrow rate is the 4th lowest of the 17 markets with at least $250K of USDT to lend. A week ago suppliers earned 3.29% and borrowers paid 4.08%, with 89.9% of the pool lent out. Over the past 30 days, the supply rate ranged from 2.51% to 13.40%, and the borrow rate from 3.56% to 15.00% (one reading a day).