AUSD on Aave Monad
Live AUSD rates on the Aave V3 Monad market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.
Data from Aave's API · updated
Supply APY
3.51%
earned by suppliers
Borrow APY, variable
5.01%
paid by borrowers
Total supplied
$4.47M
4.48M AUSD
Total borrowed
$3.50M
3.50M AUSD
Utilization
78.3%
share of supply that is lent out
Available to borrow
$971K
oracle price $0.9996
AUSD supply and borrow APY history
Averages published by Aave's API
Borrow APY Supply APY
| Day | Supply APY | Borrow APY |
|---|
Risk settings
| Can be used as collateral | No |
|---|---|
| Max loan-to-value (LTV) | – |
| Liquidation threshold | – |
| Liquidation penalty | – |
| Reserve factor | 10.00% |
| Flash loans | Enabled |
| Supply cap used | 4.48M of 20.00M AUSD (22.4%) |
| Borrow cap used | 3.50M of 16.00M AUSD (21.9%) |
New to these terms? Read health factor explained and supply and borrow caps.
Contracts
| AUSD token | 0x0000…012a |
|---|---|
| aToken (aMonAUSD) | 0xdeBF…A2Ec |
| Variable debt token | 0x8F4c…1C75 |
| Price oracle | 0x6b7c…1D0C |
| Interest rate strategy | 0x1f6F…8211 |
| Pool | 0x69a5…2fef |
Links open the Monad block explorer.
AUSD utilization rate history
Recorded once a day by Aave Tracker
AUSD utilization and interest rate curve
Utilization is 78.3% right now. The chart shows how the rate responds as more of the supply gets borrowed.
Borrow APR Supply APR
Up to 80% utilization the borrow rate climbs gently from 0.00% to 5.00%. Past that point it climbs steeply, reaching 45.00% when everything is lent out. How Aave interest rates work.
E-Mode categories that include AUSD
Efficiency mode raises borrowing power between closely related assets. E-Mode explained.
| Category (2) | Max LTV | Liquidation threshold |
|---|---|---|
| syrupUSDC__Stablecoins | 90.00% | 92.00% |
| USDe_sUSDe__Stablecoins | 90.00% | 92.00% |
About AUSD on Aave Monad
AUSD is listed on the Aave V3 Monad market. Lenders have supplied $4.47M (4.48M AUSD) and borrowers owe $3.50M, so 78.3% of the pool is lent out and $971K is left to borrow. The supply cap is 22% used.
Suppliers earn 3.51% a year, and variable-rate borrowers pay 5.01%. The rate follows utilization: up to 80% the borrow rate rises gently from 0.00% to 5.00%, and above that it climbs steeply to 45.00% when everything is lent out. At 78.3% now, the pool is below that point. Aave keeps 10% of the interest as its reserve factor.
AUSD cannot be used as collateral on this market. Compare AUSD rates on every Aave market.
A week ago suppliers earned 3.33% and borrowers paid 4.89%, with 76.3% of the pool lent out. Over the past 30 days, the supply rate ranged from 3.22% to 18.49%, and the borrow rate from 4.81% to 23.83% (one reading a day).
AUSD on Aave Monad: quick answers
What is the AUSD supply APY on Aave Monad?
3.51% a year right now. It is paid out of what borrowers pay and changes with every deposit, loan and repayment.
What is the AUSD borrow rate on Aave Monad?
The variable borrow APY is 5.01%. It rises with utilization, now 78.3%.
Can I use AUSD as collateral on Aave Monad?
No, AUSD is not accepted as collateral on this market, although it can still be supplied to earn interest.
How much AUSD can be borrowed on Aave Monad right now?
$971K (971.80K AUSD) is available. The borrow cap is 22% used.
AUSD on other Aave markets
The same asset, different rates
| Market | Supply APY | Borrow APY |
|---|---|---|
| AvalancheAUSD · $130K | 5.26% | 6.52% |
