wstETH on Aave Monad

Q: What is the wstETH supply APY on Aave Monad?

0.00% a year right now. It is paid out of what borrowers pay and changes with every deposit, loan and repayment.

Q: Can I use wstETH as collateral on Aave Monad?

No, wstETH is not accepted as collateral on this market, although it can still be supplied to earn interest.

Q: Where else can I supply or borrow WSTETH on Aave?

The best supply rate is 0.06% on Ethereum Prime. Only markets with real liquidity are counted.

Live Wrapped liquid staked Ether 2.0 (wstETH) rates on the Aave V3 Monad market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-11-08 04:27 UTC

Supply APY

0.00%

earned by suppliers

Borrow APY, variable

–

borrowing is off

Total supplied

$143

0.0513 wstETH

Total borrowed

0 wstETH

Utilization

0.0%

share of supply that is lent out

Available to borrow

borrowing is off

wstETH supply and borrow APY history

Averages published by Aave's API

Risk settings

Can be used as collateral	No
Max loan-to-value (LTV)	–
Liquidation threshold	–
Liquidation penalty	–
Reserve factor	5.00%
Flash loans	Enabled
Supply cap used	0.0513 of 9.20K wstETH (<0.01%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

wstETH token	0x10Ae…5417
aToken (aMonwstETH)	0xc31E…5df7
Variable debt token	0xC4B1…d4Ec
Price oracle	0x7c1D…95A5
Interest rate strategy	0x1f6F…8211
Pool	0x69a5…2fef

Links open the Monad block explorer.

wstETH utilization and interest rate curve

Utilization is 0.0% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 45% utilization the borrow rate climbs gently from 0.00% to 10.00%. Past that point it climbs steeply, reaching 310.00% when everything is lent out. How Aave interest rates work.

E-Mode categories that include wstETH

Efficiency mode raises borrowing power between closely related assets. E-Mode explained.

Category (1)	Max LTV	Liquidation threshold	Penalty	As collateral	Borrowable
wstETH__WETH	94.00%	96.00%	1.00%	Yes	No

About wstETH on Aave Monad

Wrapped liquid staked Ether 2.0 (wstETH) is listed on the Aave V3 Monad market. Lenders have supplied $143 (0.0513 wstETH), and borrowing it is switched off. The supply cap is <0.01% used.

Suppliers earn 0.00% a year. The rate follows utilization: up to 45% the borrow rate rises gently from 0.00% to 10.00%, and above that it climbs steeply to 310.00% when everything is lent out. At 0.0% now, the pool is below that point. Aave keeps 5% of the interest as its reserve factor.

wstETH cannot be used as collateral on this market. The best WSTETH supply rate elsewhere on Aave is 0.06% on Ethereum Prime. Compare WSTETH rates on every Aave market.

A week ago suppliers earned 0.00%, with 0.0% of the pool lent out.