LUSD on Aave Optimism

❄ Frozen

Live LUSD Stablecoin (LUSD) rates on the Aave V3 Optimism market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-11-08 04:27 UTC

Supply APY

7.34%

earned by suppliers

Borrow APY, variable

27.19%

borrowing is off

Total supplied

$23.4K

23.40K LUSD

Total borrowed

$13.8K

13.79K LUSD

Utilization

58.9%

share of supply that is lent out

Available to borrow

frozen

LUSD supply and borrow APY history

Averages published by Aave's API

Risk settings

Can be used as collateral	No
Max loan-to-value (LTV)	–
Liquidation threshold	–
Liquidation penalty	–
Reserve factor	50.00%
Flash loans	Enabled
Supply cap used	Full: 23.40K LUSD against a cap of 1.00, so no new deposits

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

LUSD token	0xc40F…2819
aToken (aOptLUSD)	0x8Eb2…4424
Variable debt token	0xCE18…a559
Price oracle	0x0EB3…261d
Interest rate strategy	0x9359…bed1
Pool	0x794a…14aD

Links open the Optimism block explorer.

LUSD utilization and interest rate curve

Utilization is 58.9% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 80% utilization the borrow rate climbs gently from 20.00% to 25.50%. Past that point it climbs steeply, reaching 65.50% when everything is lent out. How Aave interest rates work.

About LUSD on Aave Optimism

LUSD Stablecoin (LUSD) is listed on the Aave V3 Optimism market. Lenders have supplied $23.4K (23.40K LUSD) and borrowers owe $13.8K, so 58.9% of the pool is lent out. LUSD is frozen here: no new deposits or loans, only repayments and withdrawals. The supply cap is full, so no new deposits are accepted.

Suppliers earn 7.34% a year, and variable-rate borrowers pay 27.19%. The rate follows utilization: up to 80% the borrow rate rises gently from 20.00% to 25.50%, and above that it climbs steeply to 65.50% when everything is lent out. At 58.9% now, the pool is below that point. Aave keeps 50% of the interest as its reserve factor.

LUSD cannot be used as collateral on this market. Compare LUSD rates on every Aave market.

A week ago suppliers earned 6.95% and borrowers paid 26.96%, with 56.3% of the pool lent out. Over the past 30 days, the supply rate ranged from 2.70% to 9.85%, and the borrow rate from 7.39% to 28.58% (one reading a day).