BAL on Aave Polygon

❄ Frozen

Live Balancer (BAL, PoS) rates on the Aave V3 Polygon market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-11-08 04:27 UTC

Supply APY

9.94%

earned by suppliers

Borrow APY, variable

38.05%

paid by borrowers

Total supplied

$1.7K

12.68K BAL

Total borrowed

$613

4.66K BAL

Utilization

36.7%

share of supply that is lent out

Available to borrow

frozen

BAL supply and borrow APY history

Averages published by Aave's API

Risk settings

Can be used as collateral	No
Max loan-to-value (LTV)	–
Liquidation threshold	–
Liquidation penalty	–
Reserve factor	20.00%
Flash loans	Enabled
Supply cap used	Full: 12.68K BAL against a cap of 1.00, so no new deposits
Borrow cap used	Full: 4.66K BAL against a cap of 1.00, so no new loans

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

BAL token	0x9a71…76A3
aToken (aPolBAL)	0x8ffD…0692
Variable debt token	0xA866…B40a
Price oracle	0x55Eb…623D
Interest rate strategy	0x5607…8B1A
Pool	0x794a…14aD

Links open the Polygon block explorer.

BAL utilization and interest rate curve

Utilization is 36.7% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 45% utilization the borrow rate climbs gently from 20.00% to 35.00%. Past that point it climbs steeply, reaching 75.00% when everything is lent out. How Aave interest rates work.

About BAL on Aave Polygon

Balancer (BAL, PoS) is listed on the Aave V3 Polygon market. Lenders have supplied $1.7K (12.68K BAL) and borrowers owe $613, so 36.7% of the pool is lent out. BAL is frozen here: no new deposits or loans, only repayments and withdrawals. The supply cap is full, so no new deposits are accepted.

Suppliers earn 9.94% a year, and variable-rate borrowers pay 38.05%. The rate follows utilization: up to 45% the borrow rate rises gently from 20.00% to 35.00%, and above that it climbs steeply to 75.00% when everything is lent out. At 36.7% now, the pool is below that point. Aave keeps 20% of the interest as its reserve factor.

BAL cannot be used as collateral on this market. Compare BAL rates on every Aave market.

A week ago suppliers earned 9.88% and borrowers paid 37.98%, with 36.6% of the pool lent out. Over the past 30 days, the supply rate ranged from 5.03% to 9.94%, and the borrow rate from 18.55% to 38.05% (one reading a day).