WETH on Aave Polygon

Live Wrapped Ether (WETH) rates on the Aave V3 Polygon market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-11-08 04:27 UTC

Supply APY

0.47%

earned by suppliers

Borrow APY, variable

1.90%

paid by borrowers

Total supplied

$32.22M

14.41K WETH

Total borrowed

$9.51M

4.25K WETH

Utilization

29.5%

share of supply that is lent out

Available to borrow

$15.08M

oracle price $2.2K

WETH supply and borrow APY history

Averages published by Aave's API

Risk settings

Can be used as collateral	Yes
Max loan-to-value (LTV)	80.00%
Liquidation threshold	83.00%
Liquidation penalty	5.00%
Reserve factor	15.00%
Flash loans	Enabled
Supply cap used	14.41K of 20.00K WETH (72.1%)
Borrow cap used	4.25K of 11.00K WETH (38.7%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

WETH token	0x7ceB…f619
aToken (aPolWETH)	0xe50f…28c8
Variable debt token	0x0c84…4351
Price oracle	0xF968…5945
Interest rate strategy	0x5607…8B1A
Pool	0x794a…14aD

Links open the Polygon block explorer.

WETH utilization and interest rate curve

Utilization is 29.5% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 90% utilization the borrow rate climbs gently from 1.00% to 3.70%. Past that point it climbs steeply, reaching 11.70% when everything is lent out. How Aave interest rates work.

E-Mode categories that include WETH

Efficiency mode raises borrowing power between closely related assets. E-Mode explained.

Category (1)	Max LTV	Liquidation threshold	Penalty	As collateral	Borrowable
ETH correlated	90.00%	93.00%	1.00%	Yes	Yes

About WETH on Aave Polygon

Wrapped Ether (WETH) is listed on the Aave V3 Polygon market. Lenders have supplied $32.22M (14.41K WETH) and borrowers owe $9.51M, so 29.5% of the pool is lent out and $15.08M is left to borrow. The supply cap is 72% used.

Suppliers earn 0.47% a year, and variable-rate borrowers pay 1.90%. The rate follows utilization: up to 90% the borrow rate rises gently from 1.00% to 3.70%, and above that it climbs steeply to 11.70% when everything is lent out. At 29.5% now, the pool is below that point. Aave keeps 15% of the interest as its reserve factor.

WETH counts as collateral here: you can borrow up to 80% of its value, and a loan is liquidated once it reaches 83%, with a 5.0% penalty. In E-Mode it can back loans of up to 90%. The best WETH supply rate elsewhere on Aave is 1.70% on the Ethereum Main spoke (V4). The cheapest place to borrow it is Celo at 0.24%. Compare WETH rates on every Aave market.

Among the 14 Aave markets with at least $1M of WETH supplied, this one pays the 9th highest supply rate. Its borrow rate is the 6th lowest of the 14 markets with at least $250K of WETH to lend. A week ago suppliers earned 0.47% and borrowers paid 1.90%, with 29.3% of the pool lent out. Over the past 30 days, the supply rate ranged from 0.41% to 0.47%, and the borrow rate from 1.81% to 1.90% (one reading a day).