GHO on Aave X Layer

Q: What is the GHO supply APY on Aave X Layer?

3.05% a year right now. It is paid out of what borrowers pay and changes with every deposit, loan and repayment.

Q: What is the GHO borrow rate on Aave X Layer?

The variable borrow APY is 4.40%. It rises with utilization, now 77.5%.

Q: Can I use GHO as collateral on Aave X Layer?

No, GHO is not accepted as collateral on this market, although it can still be supplied to earn interest.

Q: How much GHO can be borrowed on Aave X Layer right now?

$6.00 (6.00 GHO) is available. The borrow cap is <0.01% used.

Q: Where else can I supply or borrow GHO on Aave?

The best supply rate is 5.29% on Base. The cheapest borrow rate is 3.30% on Ethereum Horizon. Only markets with real liquidity are counted.

Live Gho Token (GHO) rates on the Aave V3 X Layer market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-11-08 04:27 UTC

Supply APY

3.05%

earned by suppliers

Borrow APY, variable

4.40%

paid by borrowers

Total supplied

$26.00

26.06 GHO

Total borrowed

$20.00

20.19 GHO

Utilization

77.5%

share of supply that is lent out

Available to borrow

$6.00

oracle price $1.0000

GHO supply and borrow APY history

Averages published by Aave's API

Risk settings

Can be used as collateral	No
Max loan-to-value (LTV)	–
Liquidation threshold	–
Liquidation penalty	–
Reserve factor	10.00%
Flash loans	Enabled
Supply cap used	26.06 of 5.00M GHO (<0.01%)
Borrow cap used	20.19 of 4.80M GHO (<0.01%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

GHO token	0xDe65…7D4E
aToken (aXlrGHO)	0x7718…51b0
Variable debt token	0x6a82…30aA
Price oracle	0x2Ce4…831B
Interest rate strategy	0x3eFf…c05B
Pool	0xE3F3…f116

Links open the X Layer block explorer.

GHO utilization and interest rate curve

Utilization is 77.5% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 90% utilization the borrow rate climbs gently from 0.00% to 5.00%. Past that point it climbs steeply, reaching 50.00% when everything is lent out. How Aave interest rates work.

E-Mode categories that include GHO

Efficiency mode raises borrowing power between closely related assets. E-Mode explained.

Category (7)	Max LTV	Liquidation threshold	Penalty	As collateral	Borrowable
xBTC__Stablecoins	78.00%	81.00%	6.00%	No	Yes
xETH__Stablecoins	78.00%	80.00%	6.00%	No	Yes
xSOL__Stablecoins	65.00%	70.00%	7.50%	No	Yes
WOKB__Stablecoins	50.00%	55.00%	10.00%	No	Yes
PT_USDG__Stablecoins	92.66%	94.66%	2.34%	No	Yes
PT_USDG_25FEB2027__Stablecoins	92.41%	94.41%	2.46%	No	Yes
USDe__Stablecoins	91.00%	93.00%	2.00%	No	Yes

About GHO on Aave X Layer

Gho Token (GHO) is listed on the Aave V3 X Layer market. Lenders have supplied $26.00 (26.06 GHO) and borrowers owe $20.00, so 77.5% of the pool is lent out and $6.00 is left to borrow. The supply cap is <0.01% used.

Suppliers earn 3.05% a year, and variable-rate borrowers pay 4.40%. The rate follows utilization: up to 90% the borrow rate rises gently from 0.00% to 5.00%, and above that it climbs steeply to 50.00% when everything is lent out. At 77.5% now, the pool is below that point. Aave keeps 10% of the interest as its reserve factor.

GHO cannot be used as collateral on this market. The best GHO supply rate elsewhere on Aave is 5.29% on Base. The cheapest place to borrow it is Ethereum Horizon at 3.30%. Compare GHO rates on every Aave market.

A week ago suppliers earned 0.14% and borrowers paid 0.93%, with 16.7% of the pool lent out. Over the past 30 days, the supply rate ranged from 0.14% to 3.05%, and the borrow rate from 0.93% to 4.40% (one reading a day).