MAI on Aave Arbitrum

Q: What is the MAI supply APY on Aave Arbitrum?

<0.01% a year right now. It is paid out of what borrowers pay and changes with every deposit, loan and repayment.

Q: What is the MAI borrow rate on Aave Arbitrum?

The variable borrow APY is 22.16%. It rises with utilization, now 0.1%.

Q: Can I use MAI as collateral on Aave Arbitrum?

No, MAI is not accepted as collateral on this market, although it can still be supplied to earn interest.

Q: How much MAI can be borrowed on Aave Arbitrum right now?

None. MAI is frozen here: no new deposits or loans, only repayments and withdrawals.

❄ Frozen

Live Mai Stablecoin (MAI) rates on the Aave V3 Arbitrum market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-11-08 04:27 UTC

Supply APY

<0.01%

earned by suppliers

Borrow APY, variable

22.16%

paid by borrowers

Total supplied

$12.4K

13.02K MAI

Total borrowed

$13.00

13.12 MAI

Utilization

0.1%

share of supply that is lent out

Available to borrow

frozen

MAI supply and borrow APY history

Averages published by Aave's API

Risk settings

Can be used as collateral	No
Max loan-to-value (LTV)	–
Liquidation threshold	–
Liquidation penalty	–
Reserve factor	95.00%
Flash loans	Enabled
Supply cap used	Full: 13.02K MAI against a cap of 1.00, so no new deposits
Borrow cap used	Full: 13.12 MAI against a cap of 1.00, so no new loans

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

MAI token	0x3F56…Ea0d
aToken (aArbMAI)	0xc45A…5dAA
Variable debt token	0x34e2…7907
Price oracle	0x80e8…924e
Interest rate strategy	0x429F…B73F
Pool	0x794a…14aD

Links open the Arbitrum block explorer.

MAI utilization and interest rate curve

Utilization is 0.1% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 45% utilization the borrow rate climbs gently from 20.00% to 29.00%. Past that point it climbs steeply, reaching 69.00% when everything is lent out. How Aave interest rates work.

About MAI on Aave Arbitrum

Mai Stablecoin (MAI) is listed on the Aave V3 Arbitrum market. Lenders have supplied $12.4K (13.02K MAI) and borrowers owe $13.00, so 0.1% of the pool is lent out. MAI is frozen here: no new deposits or loans, only repayments and withdrawals. The supply cap is full, so no new deposits are accepted.

Suppliers earn <0.01% a year, and variable-rate borrowers pay 22.16%. The rate follows utilization: up to 45% the borrow rate rises gently from 20.00% to 29.00%, and above that it climbs steeply to 69.00% when everything is lent out. At 0.1% now, the pool is below that point. Aave keeps 95% of the interest as its reserve factor.

MAI cannot be used as collateral on this market. Compare MAI rates on every Aave market.

A week ago suppliers earned <0.01% and borrowers paid 22.16%, with 0.1% of the pool lent out. Over the past 30 days, the borrow rate ranged from 0.02% to 22.16% (one reading a day).