MAI on Aave Optimism

❄ Frozen

Live Mai Stablecoin (MAI) rates on the Aave V3 Optimism market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-11-08 04:27 UTC

Supply APY

0.37%

earned by suppliers

Borrow APY, variable

26.86%

paid by borrowers

Total supplied

$8.3K

8.67K MAI

Total borrowed

$2.6K

2.72K MAI

Utilization

31.4%

share of supply that is lent out

Available to borrow

frozen

MAI supply and borrow APY history

Averages published by Aave's API

Risk settings

Can be used as collateral	No
Max loan-to-value (LTV)	–
Liquidation threshold	–
Liquidation penalty	–
Reserve factor	95.00%
Flash loans	Enabled
Supply cap used	Full: 8.67K MAI against a cap of 1.00, so no new deposits
Borrow cap used	Full: 2.72K MAI against a cap of 1.00, so no new loans

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

MAI token	0xdFA4…4b02
aToken (aOptMAI)	0x8ffD…0692
Variable debt token	0xA866…B40a
Price oracle	0x80e8…924e
Interest rate strategy	0x9359…bed1
Pool	0x794a…14aD

Links open the Optimism block explorer.

MAI utilization and interest rate curve

Utilization is 31.4% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 45% utilization the borrow rate climbs gently from 20.00% to 25.50%. Past that point it climbs steeply, reaching 65.50% when everything is lent out. How Aave interest rates work.

About MAI on Aave Optimism

Mai Stablecoin (MAI) is listed on the Aave V3 Optimism market. Lenders have supplied $8.3K (8.67K MAI) and borrowers owe $2.6K, so 31.4% of the pool is lent out. MAI is frozen here: no new deposits or loans, only repayments and withdrawals. The supply cap is full, so no new deposits are accepted.

Suppliers earn 0.37% a year, and variable-rate borrowers pay 26.86%. The rate follows utilization: up to 45% the borrow rate rises gently from 20.00% to 25.50%, and above that it climbs steeply to 65.50% when everything is lent out. At 31.4% now, the pool is below that point. Aave keeps 95% of the interest as its reserve factor.

MAI cannot be used as collateral on this market. Compare MAI rates on every Aave market.

A week ago suppliers earned 0.37% and borrowers paid 26.86%, with 31.3% of the pool lent out. Over the past 30 days, the supply rate ranged from 0.06% to 0.37%, and the borrow rate from 3.86% to 26.86% (one reading a day).