USDbC on Aave Base❄ Frozen

Live USD Base Coin (USDbC) rates on the Aave V3 Base market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-09-21 08:51 UTC

Supply APY

1.46%

earned by suppliers

Borrow APY, variable

8.37%

borrowing is off

Total supplied

$154K

154.33K USDbC

Total borrowed

$112K

111.64K USDbC

Utilization

72.3%

share of supply that is lent out

Available to borrow

$42.7K

oracle price $0.9999

USDbC supply and borrow APY history

Daily averages published by Aave's API

Risk settings

Can be used as collateral	No
Max loan-to-value (LTV)	–
Liquidation threshold	–
Liquidation penalty	–
Reserve factor	75.00%
Flash loans	Enabled
Supply cap used	154.33K of 1.00 USDbC (15432556.5%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

USDbC token	0xd9aA…b6CA
aToken (aBasUSDbC)	0x0a1d…1D54
Variable debt token	0x7376…2DAB
Price oracle	0xf52D…5D86
Interest rate strategy	0x86AB…bDC5
Pool	0xA238…d1c5

Links open the Base block explorer.

USDbC utilization and interest rate curve

Utilization is 72.3% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 90% utilization the borrow rate climbs gently from 0.00% to 10.00%. Past that point it climbs steeply, reaching 50.00% when everything is lent out. How Aave interest rates work.

USDbC on other Aave markets

The same asset, different rates

Compare all →

Market	Total supplied	Supply APY	Total borrowed	Borrow APY	Utilization
Ethereum CoreUSDC · $2.38B	$2.38B2.38B USDC	3.60%	$2.18B2.18B USDC	4.38%	91.6%
BaseUSDC · $181.8M	$181.8M181.86M USDC	3.70%	$159.8M159.80M USDC	4.70%	87.9%
ArbitrumUSDC · $181.2M	$181.2M181.19M USDC	2.93%	$153.9M153.89M USDC	3.85%	84.9%
MonadUSDC · $163.9M	$163.9M163.94M USDC	3.77%	$142.6M142.61M USDC	4.84%	87.0%
Arc MainV4USDC · $124.8M	$124.8M124.86M USDC	<0.01%	$1.16M1.16M USDC	0.04%base rate	0.9%
InkUSDC · $67.09M	$67.09M67.10M USDC	4.27%	$49.45M49.45M USDC	6.50%	73.7%
AvalancheUSDC · $63.62M	$63.62M63.63M USDC	3.47%	$55.99M55.99M USDC	4.40%	88.0%
PolygonUSDC · $28.12M	$28.12M28.12M USDC	3.32%	$17.96M17.97M USDC	6.60%	63.9%