USDC on Aave BNB Chain

Live USD Coin (USDC) rates on the Aave V3 BNB Chain market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-09-21 08:51 UTC

Supply APY

3.40%

earned by suppliers

Borrow APY, variable

4.36%

paid by borrowers

Total supplied

$13.13M

13.13M USDC

Total borrowed

$11.44M

11.45M USDC

Utilization

87.2%

share of supply that is lent out

Available to borrow

$1.68M

oracle price $0.9999

USDC supply and borrow APY history

Daily averages published by Aave's API

Risk settings

Can be used as collateral	Yes
Max loan-to-value (LTV)	75.00%
Liquidation threshold	78.00%
Liquidation penalty	5.00%
Reserve factor	10.00%
Flash loans	Enabled
Supply cap used	13.13M of 21.00M USDC (62.5%)
Borrow cap used	11.45M of 18.90M USDC (60.6%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

USDC token	0x8AC7…580d
aToken (aBnbUSDC)	0x0090…7d61
Variable debt token	0xcDBB…c68d
Price oracle	0x9102…902C
Interest rate strategy	0x86AB…bDC5
Pool	0x6807…e0cB

Links open the BSC block explorer.

USDC utilization and interest rate curve

Utilization is 87.2% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 90% utilization the borrow rate climbs gently from 0.00% to 4.40%. Past that point it climbs steeply, reaching 14.40% when everything is lent out. How Aave interest rates work.

USDC on other Aave markets

The same asset, different rates

Compare all →

Market	Total supplied	Supply APY	Total borrowed	Borrow APY	Utilization
Ethereum CoreUSDC · $2.38B	$2.38B2.38B USDC	3.60%	$2.18B2.18B USDC	4.38%	91.6%
BaseUSDC · $181.8M	$181.8M181.86M USDC	3.70%	$159.8M159.80M USDC	4.70%	87.9%
ArbitrumUSDC · $181.2M	$181.2M181.19M USDC	2.93%	$153.9M153.89M USDC	3.85%	84.9%
MonadUSDC · $163.9M	$163.9M163.94M USDC	3.77%	$142.6M142.61M USDC	4.84%	87.0%
Arc MainV4USDC · $124.8M	$124.8M124.86M USDC	<0.01%	$1.16M1.16M USDC	0.04%base rate	0.9%
InkUSDC · $67.09M	$67.09M67.10M USDC	4.27%	$49.45M49.45M USDC	6.50%	73.7%
AvalancheUSDC · $63.62M	$63.62M63.63M USDC	3.47%	$55.99M55.99M USDC	4.40%	88.0%
PolygonUSDC · $28.12M	$28.12M28.12M USDC	3.32%	$17.96M17.97M USDC	6.60%	63.9%