USDT on Aave BNB Chain
Live Tether USD (USDT) rates on the Aave V3 BNB Chain market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.
Data from Aave's API · updated
Supply APY
2.76%
earned by suppliers
Borrow APY, variable
3.92%
paid by borrowers
Total supplied
$61.77M
61.78M USDT
Total borrowed
$48.59M
48.60M USDT
Utilization
78.7%
share of supply that is lent out
Available to borrow
$13.18M
oracle price $0.9998
USDT supply and borrow APY history
Daily averages published by Aave's API
Borrow APY Supply APY
| Day | Supply APY | Borrow APY |
|---|
Risk settings
| Can be used as collateral | Yes |
|---|---|
| Max loan-to-value (LTV) | 75.00% |
| Liquidation threshold | 78.00% |
| Liquidation penalty | 5.00% |
| Reserve factor | 10.00% |
| Flash loans | Enabled |
| Supply cap used | 61.78M of 90.00M USDT (68.6%) |
| Borrow cap used | 48.60M of 60.30M USDT (80.6%) |
New to these terms? Read health factor explained and supply and borrow caps.
Contracts
| USDT token | 0x55d3…7955 |
|---|---|
| aToken (aBnbUSDT) | 0xa925…f1B1 |
| Variable debt token | 0xF8bb…07cd |
| Price oracle | 0xee84…36b6 |
| Interest rate strategy | 0x86AB…bDC5 |
| Pool | 0x6807…e0cB |
Links open the BSC block explorer.
USDT utilization rate history
Recorded once a day by Aave Tracker
USDT utilization and interest rate curve
Utilization is 78.7% right now. The chart shows how the rate responds as more of the supply gets borrowed.
Borrow APR Supply APR
Up to 90% utilization the borrow rate climbs gently from 0.00% to 4.40%. Past that point it climbs steeply, reaching 14.40% when everything is lent out. How Aave interest rates work.
USDT on other Aave markets
The same asset, different rates
| Market | Supply APY | Borrow APY |
|---|---|---|
| Ethereum CoreUSDT · $2.90B | 4.05% | 4.85% |
| PlasmaUSDT0 · $760.9M | 4.29% | 4.80% |
| MantleUSDT0 · $156.9M | 3.09% | 3.95% |
| MonadUSDT0 · $76.42M | 11.01% | 13.01% |
| X LayerUSD₮0 · $72.03M | 3.00% | 4.14% |
| ArbitrumUSD₮0 · $45.93M | 3.31% | 4.30% |
| PolygonUSDT0 · $31.83M | 3.09% | 6.58% |
| AvalancheUSDt · $27.19M | 3.59% | 4.49% |