USDT0 on Aave Plasma
Live USDT0 (USDT0) rates on the Aave V3 Plasma market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.
Data from Aave's API · updated
Supply APY
4.29%
earned by suppliers
Borrow APY, variable
4.80%
paid by borrowers
Total supplied
$760.9M
761.11M USDT0
Total borrowed
$716.5M
716.77M USDT0
Utilization
94.2%
share of supply that is lent out
Available to borrow
$44.32M
oracle price $0.9997
USDT0 supply and borrow APY history
Daily averages published by Aave's API
Borrow APY Supply APY
| Day | Supply APY | Borrow APY |
|---|
Risk settings
| Can be used as collateral | Yes |
|---|---|
| Max loan-to-value (LTV) | 75.00% |
| Liquidation threshold | 78.00% |
| Liquidation penalty | 4.50% |
| Reserve factor | 5.00% |
| Flash loans | Enabled |
| Supply cap used | 761.11M of 950.00M USDT0 (80.1%) |
| Borrow cap used | 716.77M of 855.00M USDT0 (83.8%) |
New to these terms? Read health factor explained and supply and borrow caps.
Contracts
| USDT0 token | 0xB8CE…5ebb |
|---|---|
| aToken (aPlaUSDT0) | 0x5D72…a948 |
| Variable debt token | 0xCBBC…785F |
| Price oracle | 0xdBbB…22c3 |
| Interest rate strategy | 0x2B16…6cdC |
| Pool | 0x925a…5e12 |
Links open the Plasma block explorer.
USDT0 utilization rate history
Recorded once a day by Aave Tracker
USDT0 utilization and interest rate curve
Utilization is 94.2% right now. The chart shows how the rate responds as more of the supply gets borrowed.
Borrow APR Supply APR
Up to 94% utilization the borrow rate climbs gently from 0.00% to 4.40%. Past that point it climbs steeply, reaching 14.40% when everything is lent out. How Aave interest rates work.
E-Mode categories that include USDT0
Efficiency mode raises borrowing power between closely related assets. E-Mode explained.
| Category (15) | Max LTV | Liquidation threshold |
|---|---|---|
| USDe Stablecoins | 90.00% | 93.00% |
| sUSDe Stablecoins | 90.00% | 92.00% |
| weETH Stablecoins | 77.50% | 80.00% |
| PT-USDe Stablecoins Jan 2026 | 91.00% | 93.00% |
| PT-sUSDe Stablecoins Jan 2026 | 90.00% | 92.00% |
| syrupUSDT/USDT0 | 90.00% | 92.00% |
| WXPL Stablecoins | 50.00% | 55.00% |
| PT_USDe_9APR2026__Stablecoins | 91.00% | 93.00% |
| PT_sUSDe_9APR2026__Stablecoins | 90.00% | 92.00% |
| GHO__USDT0 | 94.00% | 96.00% |
| syrupUSDT_GHO__USDT0 | 90.00% | 92.00% |
| XAUt__USDT | 70.00% | 75.00% |
| USDe_PT_USDe_9APR2026_PT_USDe_18JUN2026__Stablecoins | 91.10% | 93.10% |
| sUSDe_PT_sUSDE_9APR2026_PT_sUSDE_18JUN2026__Stablecoins | 90.10% | 92.10% |
| sUSDe_PT_sUSDe_22OCT2026__Stablecoins | 88.01% | 90.01% |
USDT0 on other Aave markets
The same asset, different rates
| Market | Supply APY | Borrow APY |
|---|---|---|
| Ethereum CoreUSDT · $2.90B | 4.05% | 4.85% |
| MantleUSDT0 · $156.9M | 3.09% | 3.95% |
| MonadUSDT0 · $76.42M | 11.01% | 13.01% |
| X LayerUSD₮0 · $72.03M | 3.00% | 4.14% |
| BNB ChainUSDT · $61.77M | 2.76% | 3.92% |
| ArbitrumUSD₮0 · $45.93M | 3.31% | 4.30% |
| PolygonUSDT0 · $31.83M | 3.09% | 6.58% |
| AvalancheUSDt · $27.19M | 3.59% | 4.49% |