USDT0 on Aave Monad
Live USDT0 (USDT0) rates on the Aave V3 Monad market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.
Data from Aave's API · updated
Supply APY
11.01%
earned by suppliers
Borrow APY, variable
13.01%
paid by borrowers
Total supplied
$76.42M
76.44M USDT0
Total borrowed
$72.52M
72.53M USDT0
Utilization
94.9%
share of supply that is lent out
Available to borrow
$3.90M
oracle price $0.9998
USDT0 supply and borrow APY history
Daily averages published by Aave's API
Borrow APY Supply APY
| Day | Supply APY | Borrow APY |
|---|
Risk settings
| Can be used as collateral | Yes |
|---|---|
| Max loan-to-value (LTV) | 75.00% |
| Liquidation threshold | 78.00% |
| Liquidation penalty | 7.50% |
| Reserve factor | 10.00% |
| Flash loans | Enabled |
| Supply cap used | 76.44M of 200.00M USDT0 (38.2%) |
| Borrow cap used | 72.53M of 180.00M USDT0 (40.3%) |
New to these terms? Read health factor explained and supply and borrow caps.
Contracts
| USDT0 token | 0xe7cd…C82D |
|---|---|
| aToken (aMonUSDT0) | 0x9531…468c |
| Variable debt token | 0x8581…a35D |
| Price oracle | 0x3c18…2730 |
| Interest rate strategy | 0x1f6F…8211 |
| Pool | 0x69a5…2fef |
Links open the Monad block explorer.
USDT0 utilization rate history
Recorded once a day by Aave Tracker
USDT0 utilization and interest rate curve
Utilization is 94.9% right now. The chart shows how the rate responds as more of the supply gets borrowed.
Borrow APR Supply APR
Up to 92% utilization the borrow rate climbs gently from 0.00% to 5.00%. Past that point it climbs steeply, reaching 25.00% when everything is lent out. How Aave interest rates work.
E-Mode categories that include USDT0
Efficiency mode raises borrowing power between closely related assets. E-Mode explained.
| Category (3) | Max LTV | Liquidation threshold |
|---|---|---|
| syrupUSDC__Stablecoins | 90.00% | 92.00% |
| USDe_sUSDe__Stablecoins | 90.00% | 92.00% |
| PT_Agora__Stablecoins | 93.00% | 95.00% |
USDT0 on other Aave markets
The same asset, different rates
| Market | Supply APY | Borrow APY |
|---|---|---|
| Ethereum CoreUSDT · $2.90B | 4.05% | 4.85% |
| PlasmaUSDT0 · $760.9M | 4.29% | 4.80% |
| MantleUSDT0 · $156.9M | 3.09% | 3.95% |
| X LayerUSD₮0 · $72.03M | 3.00% | 4.14% |
| BNB ChainUSDT · $61.77M | 2.76% | 3.92% |
| ArbitrumUSD₮0 · $45.93M | 3.31% | 4.30% |
| PolygonUSDT0 · $31.83M | 3.09% | 6.58% |
| AvalancheUSDt · $27.19M | 3.59% | 4.49% |