USDC on Aave Celo

Live USDC (USDC) rates on the Aave V3 Celo market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-09-21 08:51 UTC

Supply APY

0.09%

earned by suppliers

Borrow APY, variable

0.67%

paid by borrowers

Total supplied

$113K

112.94K USDC

Total borrowed

$16.9K

16.95K USDC

Utilization

15.0%

share of supply that is lent out

Available to borrow

$96.0K

oracle price $0.9999

USDC supply and borrow APY history

Daily averages published by Aave's API

Risk settings

Can be used as collateral	Yes
Max loan-to-value (LTV)	75.00%
Liquidation threshold	78.00%
Liquidation penalty	5.00%
Reserve factor	10.00%
Flash loans	Enabled
Supply cap used	112.94K of 2.00M USDC (5.6%)
Borrow cap used	16.95K of 1.80M USDC (0.9%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

USDC token	0xcebA…118C
aToken (aCelUSDC)	0xFF83…4785
Variable debt token	0xDbe5…E862
Price oracle	0xBF70…96D7
Interest rate strategy	0x8B62…3355
Pool	0x3E59…3402

Links open the Celo block explorer.

USDC utilization and interest rate curve

Utilization is 15.0% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 90% utilization the borrow rate climbs gently from 0.00% to 4.00%. Past that point it climbs steeply, reaching 44.00% when everything is lent out. How Aave interest rates work.

USDC on other Aave markets

The same asset, different rates

Compare all →

Market	Total supplied	Supply APY	Total borrowed	Borrow APY	Utilization
Ethereum CoreUSDC · $2.38B	$2.38B2.38B USDC	3.60%	$2.18B2.18B USDC	4.38%	91.6%
BaseUSDC · $181.8M	$181.8M181.86M USDC	3.70%	$159.8M159.80M USDC	4.70%	87.9%
ArbitrumUSDC · $181.2M	$181.2M181.19M USDC	2.93%	$153.9M153.89M USDC	3.85%	84.9%
MonadUSDC · $163.9M	$163.9M163.94M USDC	3.77%	$142.6M142.61M USDC	4.84%	87.0%
Arc MainV4USDC · $124.8M	$124.8M124.86M USDC	<0.01%	$1.16M1.16M USDC	0.04%base rate	0.9%
InkUSDC · $67.09M	$67.09M67.10M USDC	4.27%	$49.45M49.45M USDC	6.50%	73.7%
AvalancheUSDC · $63.62M	$63.62M63.63M USDC	3.47%	$55.99M55.99M USDC	4.40%	88.0%
PolygonUSDC · $28.12M	$28.12M28.12M USDC	3.32%	$17.96M17.97M USDC	6.60%	63.9%