USDm on Aave Celo
❄ FrozenLive Mento Dollar (USDm) rates on the Aave V3 Celo market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.
Data from Aave's API · updated
Supply APY
0.00%
earned by suppliers
Borrow APY, variable
5.47%
paid by borrowers
Total supplied
$129K
129.24K USDm
Total borrowed
$9.4K
9.41K USDm
Utilization
7.3%
share of supply that is lent out
Available to borrow
$0
frozen
USDm supply and borrow APY history
Averages published by Aave's API
Borrow APY Supply APY
| Day | Supply APY | Borrow APY |
|---|
Risk settings
| Can be used as collateral | No |
|---|---|
| Max loan-to-value (LTV) | – |
| Liquidation threshold | – |
| Liquidation penalty | – |
| Reserve factor | 100.00% |
| Flash loans | Enabled |
| Supply cap used | Full: 129.24K USDm against a cap of 1.00, so no new deposits |
| Borrow cap used | Full: 9.41K USDm against a cap of 1.00, so no new loans |
New to these terms? Read health factor explained and supply and borrow caps.
Contracts
| USDm token | 0x765D…282a |
|---|---|
| aToken (aCelcUSD) | 0xBba9…5a45 |
| Variable debt token | 0x05Ee…cF0d |
| Price oracle | 0x1E1E…f1C1 |
| Interest rate strategy | 0x8B62…3355 |
| Pool | 0x3E59…3402 |
Links open the Celo block explorer.
USDm utilization rate history
Recorded once a day by Aave Tracker
USDm utilization and interest rate curve
Utilization is 7.3% right now. The chart shows how the rate responds as more of the supply gets borrowed.
Borrow APR Supply APR
Up to 90% utilization the borrow rate climbs gently from 5.00% to 9.00%. Past that point it climbs steeply, reaching 109.00% when everything is lent out. How Aave interest rates work.
About USDm on Aave Celo
Mento Dollar (USDm) is listed on the Aave V3 Celo market. Lenders have supplied $129K (129.24K USDm) and borrowers owe $9.4K, so 7.3% of the pool is lent out. USDm is frozen here: no new deposits or loans, only repayments and withdrawals. The supply cap is full, so no new deposits are accepted.
Suppliers earn 0.00% a year, and variable-rate borrowers pay 5.47%. The rate follows utilization: up to 90% the borrow rate rises gently from 5.00% to 9.00%, and above that it climbs steeply to 109.00% when everything is lent out. At 7.3% now, the pool is below that point. Aave keeps 100% of the interest as its reserve factor.
USDm cannot be used as collateral on this market. The best USDM supply rate elsewhere on Aave is 0.99% on MegaETH. The cheapest place to borrow it is MegaETH at 2.37%. Compare USDM rates on every Aave market.
A week ago suppliers earned 0.00% and borrowers paid 5.47%, with 7.3% of the pool lent out. Over the past 30 days, the supply rate ranged from 0.00% to 2.55%, and the borrow rate from 3.69% to 8.07% (one reading a day).
USDm on Aave Celo: quick answers
What is the USDm supply APY on Aave Celo?
0.00% a year right now. It is paid out of what borrowers pay and changes with every deposit, loan and repayment.
What is the USDm borrow rate on Aave Celo?
The variable borrow APY is 5.47%. It rises with utilization, now 7.3%.
Can I use USDm as collateral on Aave Celo?
No, USDm is not accepted as collateral on this market, although it can still be supplied to earn interest.
How much USDm can be borrowed on Aave Celo right now?
None. USDm is frozen here: no new deposits or loans, only repayments and withdrawals.
Where else can I supply or borrow USDM on Aave?
The best supply rate is 0.99% on MegaETH. The cheapest borrow rate is 2.37% on MegaETH. Only markets with real liquidity are counted.
USDm on other Aave markets
The same asset, different rates
| Market | Supply APY | Borrow APY |
|---|---|---|
| MegaETHUSDm · $6.41M | 0.99% | 2.37% |
