USDm on Aave MegaETH

Live MegaUSD (USDm) rates on the Aave V3 MegaETH market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-11-08 04:21 UTC

Supply APY

0.99%

earned by suppliers

Borrow APY, variable

2.37%

paid by borrowers

Total supplied

$6.41M

6.41M USDm

Total borrowed

$3.00M

3.00M USDm

Utilization

46.8%

share of supply that is lent out

Available to borrow

$3.41M

oracle price $1.0000

USDm supply and borrow APY history

Averages published by Aave's API

Risk settings

Can be used as collateral	No
Max loan-to-value (LTV)	–
Liquidation threshold	–
Liquidation penalty	–
Reserve factor	10.00%
Flash loans	Enabled
Supply cap used	6.41M of 25.00M USDm (25.6%)
Borrow cap used	3.00M of 22.50M USDm (13.3%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

USDm token	0xFAfD…79E7
aToken (aMegUSDm)	0x5dF8…9500
Variable debt token	0x6B40…2D0D
Price oracle	0xe544…9FB5
Interest rate strategy	0x5cC4…8194
Pool	0x7e32…1C28

Links open the MegaETH block explorer.

USDm utilization and interest rate curve

Utilization is 46.8% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 90% utilization the borrow rate climbs gently from 0.00% to 4.50%. Past that point it climbs steeply, reaching 14.50% when everything is lent out. How Aave interest rates work.

E-Mode categories that include USDm

Efficiency mode raises borrowing power between closely related assets. E-Mode explained.

Category (5)	Max LTV	Liquidation threshold	Penalty	As collateral	Borrowable
WETH Stablecoins	80.50%	83.00%	5.50%	No	Yes
BTCb Stablecoins	70.00%	75.00%	6.50%	No	Yes
wstETH Stablecoins	78.50%	81.00%	6.50%	No	Yes
USDe__USDT0_USDm	90.00%	93.00%	2.00%	No	Yes
stcUSD__Stablecoins	88.00%	90.00%	4.00%	No	Yes

About USDm on Aave MegaETH

MegaUSD (USDm) is listed on the Aave V3 MegaETH market. Lenders have supplied $6.41M (6.41M USDm) and borrowers owe $3.00M, so 46.8% of the pool is lent out and $3.41M is left to borrow. The supply cap is 26% used.

Suppliers earn 0.99% a year, and variable-rate borrowers pay 2.37%. The rate follows utilization: up to 90% the borrow rate rises gently from 0.00% to 4.50%, and above that it climbs steeply to 14.50% when everything is lent out. At 46.8% now, the pool is below that point. Aave keeps 10% of the interest as its reserve factor.

USDm cannot be used as collateral on this market. Compare USDM rates on every Aave market.

A week ago suppliers earned 6.59% and borrowers paid 7.91%, with 93.1% of the pool lent out. Over the past 30 days, the supply rate ranged from 0.98% to 6.59%, and the borrow rate from 2.36% to 7.92% (one reading a day).