USDC.e on Aave Gnosis

Live Bridged USDC (Gnosis) (USDC.e) rates on the Aave V3 Gnosis market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-09-21 08:51 UTC

Supply APY

3.23%

earned by suppliers

Borrow APY, variable

4.25%

paid by borrowers

Total supplied

$2.55M

2.55M USDC.e

Total borrowed

$2.17M

2.17M USDC.e

Utilization

85.0%

share of supply that is lent out

Available to borrow

$381K

oracle price $0.9999

USDC.e supply and borrow APY history

Daily averages published by Aave's API

Risk settings

Can be used as collateral	Yes
Max loan-to-value (LTV)	75.00%
Liquidation threshold	78.00%
Liquidation penalty	5.00%
Reserve factor	10.00%
Flash loans	Enabled
Supply cap used	2.55M of 10.00M USDC.e (25.5%)
Borrow cap used	2.17M of 9.00M USDC.e (24.1%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

USDC.e token	0x2a22…76F0
aToken (aGnoUSDCe)	0xC033…5a65
Variable debt token	0x37B9…8431
Price oracle	0x1450…fAE2
Interest rate strategy	0x4cE4…8b44
Pool	0xb502…26D8

Links open the Gnosis block explorer.

USDC.e utilization and interest rate curve

Utilization is 85.0% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 90% utilization the borrow rate climbs gently from 0.00% to 4.40%. Past that point it climbs steeply, reaching 44.40% when everything is lent out. How Aave interest rates work.

E-Mode categories that include USDC.e

Efficiency mode raises borrowing power between closely related assets. E-Mode explained.

Category (1)	Max LTV	Liquidation threshold	Penalty	As collateral	Borrowable
sDAI/USDCe	90.00%	92.00%	4.00%	No	Yes

USDC.e on other Aave markets

The same asset, different rates

Compare all →

Market	Total supplied	Supply APY	Total borrowed	Borrow APY	Utilization
Ethereum CoreUSDC · $2.38B	$2.38B2.38B USDC	3.60%	$2.18B2.18B USDC	4.38%	91.6%
BaseUSDC · $181.8M	$181.8M181.86M USDC	3.70%	$159.8M159.80M USDC	4.70%	87.9%
ArbitrumUSDC · $181.2M	$181.2M181.19M USDC	2.93%	$153.9M153.89M USDC	3.85%	84.9%
MonadUSDC · $163.9M	$163.9M163.94M USDC	3.77%	$142.6M142.61M USDC	4.84%	87.0%
Arc MainV4USDC · $124.8M	$124.8M124.86M USDC	<0.01%	$1.16M1.16M USDC	0.04%base rate	0.9%
InkUSDC · $67.09M	$67.09M67.10M USDC	4.27%	$49.45M49.45M USDC	6.50%	73.7%
AvalancheUSDC · $63.62M	$63.62M63.63M USDC	3.47%	$55.99M55.99M USDC	4.40%	88.0%
PolygonUSDC · $28.12M	$28.12M28.12M USDC	3.32%	$17.96M17.97M USDC	6.60%	63.9%