USD₮0 on Aave Ink
Live USD₮0 rates on the Aave V3 Ink market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.
Data from Aave's API · updated
Supply APY
3.19%
earned by suppliers
Borrow APY, variable
4.02%
borrowing is off
Total supplied
$11.10M
11.11M USD₮0
Total borrowed
$9.83M
9.85M USD₮0
Utilization
88.6%
share of supply that is lent out
Available to borrow
$0
borrowing is off
USD₮0 supply and borrow APY history
Averages published by Aave's API
Borrow APY Supply APY
| Day | Supply APY | Borrow APY |
|---|
Risk settings
| Can be used as collateral | No |
|---|---|
| Max loan-to-value (LTV) | – |
| Liquidation threshold | – |
| Liquidation penalty | – |
| Reserve factor | 10.00% |
| Flash loans | Enabled |
| Supply cap used | 11.11M of 50.00M USD₮0 (22.2%) |
New to these terms? Read health factor explained and supply and borrow caps.
Contracts
| USD₮0 token | 0x0200…70c1 |
|---|---|
| aToken (aInkWlUSDT) | 0x99cB…8a04 |
| Variable debt token | 0xA5d6…719a |
| Price oracle | 0x00F5…e244 |
| Interest rate strategy | 0xCFDA…95e9 |
| Pool | 0x2816…FEbA |
Links open the Ink block explorer.
USD₮0 utilization rate history
Recorded once a day by Aave Tracker
USD₮0 utilization and interest rate curve
Utilization is 88.6% right now. The chart shows how the rate responds as more of the supply gets borrowed.
Borrow APR Supply APR
Up to 90% utilization the borrow rate climbs gently from 0.00% to 4.00%. Past that point it climbs steeply, reaching 14.00% when everything is lent out. How Aave interest rates work.
E-Mode categories that include USD₮0
Efficiency mode raises borrowing power between closely related assets. E-Mode explained.
| Category (4) | Max LTV | Liquidation threshold |
|---|---|---|
| sUSDe_USDe__USDT0_USDC_USDG | 90.00% | 92.00% |
| USDe__USDT0_USDC_USDG | 90.00% | 93.00% |
| syrupUSDT__USDT0 | 90.00% | 92.00% |
| sUSDe_USDe__USDT0_USDG | 90.00% | 92.00% |
About USD₮0 on Aave Ink
USD₮0 is listed on the Aave V3 Ink market. Lenders have supplied $11.10M (11.11M USD₮0) and borrowers owe $9.83M, so 88.6% of the pool is lent out. Borrowing USD₮0 is switched off here, so existing loans can only be repaid. The supply cap is 22% used.
Suppliers earn 3.19% a year, and variable-rate borrowers pay 4.02%. The rate follows utilization: up to 90% the borrow rate rises gently from 0.00% to 4.00%, and above that it climbs steeply to 14.00% when everything is lent out. At 88.6% now, the pool is below that point. Aave keeps 10% of the interest as its reserve factor.
USD₮0 cannot be used as collateral on this market. The best USDT supply rate elsewhere on Aave is 4.68% on the Ethereum Bluechip spoke (V4). The cheapest place to borrow it is Celo at 1.84%. Compare USDT rates on every Aave market.
Among the 17 Aave markets with at least $1M of USDT supplied, this one pays the 13th highest supply rate. A week ago suppliers earned 6.18% and borrowers paid 7.42%, with 93.2% of the pool lent out. Over the past 30 days, the supply rate ranged from 2.88% to 13.36%, and the borrow rate from 3.82% to 14.96% (one reading a day).
USD₮0 on Aave Ink: quick answers
What is the USD₮0 supply APY on Aave Ink?
3.19% a year right now. It is paid out of what borrowers pay and changes with every deposit, loan and repayment.
What is the USD₮0 borrow rate on Aave Ink?
The variable borrow APY is 4.02%. It rises with utilization, now 88.6%.
Can I use USD₮0 as collateral on Aave Ink?
No, USD₮0 is not accepted as collateral on this market, although it can still be supplied to earn interest.
How much USD₮0 can be borrowed on Aave Ink right now?
None. Borrowing USD₮0 is switched off here, so existing loans can only be repaid.
Where else can I supply or borrow USDT on Aave?
The best supply rate is 4.68% on the Ethereum Bluechip spoke (V4). The cheapest borrow rate is 1.84% on Celo. Only markets with real liquidity are counted.
USD₮0 on other Aave markets
The same asset, different rates
| Market | Supply APY | Borrow APY |
|---|---|---|
| Ethereum CoreUSDT · $2.57B | 3.86% | 4.59% |
| PlasmaUSDT0 · $709.2M | 4.15% | 4.66% |
| MantleUSDT0 · $154.1M | 3.11% | 3.96% |
| Avalanche MainV4USDT · $92.19M | 2.68% | 3.70%base rate |
| MonadUSDT0 · $68.59M | 4.16% | 5.09% |
| BNB ChainUSDT · $61.20M | 3.42% | 4.42% |
| ArbitrumUSD₮0 · $43.73M | 3.57% | 4.52% |
| X LayerUSD₮0 · $37.30M | 2.92% | 4.08% |
