USDT on Aave Linea

Live Tether USD (USDT) rates on the Aave V3 Linea market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-11-08 04:27 UTC

Supply APY

7.41%

earned by suppliers

Borrow APY, variable

8.83%

paid by borrowers

Total supplied

$396K

396.38K USDT

Total borrowed

$372K

372.43K USDT

Utilization

94.0%

share of supply that is lent out

Available to borrow

$5.6K

oracle price $0.9988

USDT supply and borrow APY history

Averages published by Aave's API

Risk settings

Can be used as collateral	No
Max loan-to-value (LTV)	–
Liquidation threshold	–
Liquidation penalty	–
Reserve factor	10.00%
Flash loans	Enabled
Supply cap used	396.38K of 708.00K USDT (56.0%)
Borrow cap used	372.43K of 378.00K USDT (98.5%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

USDT token	0xA219…2B93
aToken (aLinUSDT)	0x8823…C673
Variable debt token	0x4CEd…8a2F
Price oracle	0x0Dcc…08Ed
Interest rate strategy	0xB153…4671
Pool	0xc47b…a8Ac

Links open the Linea block explorer.

USDT utilization and interest rate curve

Utilization is 94.0% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 90% utilization the borrow rate climbs gently from 0.00% to 4.50%. Past that point it climbs steeply, reaching 14.50% when everything is lent out. How Aave interest rates work.

E-Mode categories that include USDT

Efficiency mode raises borrowing power between closely related assets. E-Mode explained.

Category (1)	Max LTV	Liquidation threshold	Penalty	As collateral	Borrowable
ezETH__USDC_USDT	72.50%	75.00%	7.50%	No	Yes

About USDT on Aave Linea

Tether USD (USDT) is listed on the Aave V3 Linea market. Lenders have supplied $396K (396.38K USDT) and borrowers owe $372K, so 94.0% of the pool is lent out and $5.6K is left to borrow. The supply cap is 56% used.

Suppliers earn 7.41% a year, and variable-rate borrowers pay 8.83%. The rate follows utilization: up to 90% the borrow rate rises gently from 0.00% to 4.50%, and above that it climbs steeply to 14.50% when everything is lent out. At 94.0% now, the pool is above that point, so the rate can jump quickly if more is borrowed. Aave keeps 10% of the interest as its reserve factor.

USDT cannot be used as collateral on this market. The best USDT supply rate elsewhere on Aave is 4.68% on the Ethereum Bluechip spoke (V4). The cheapest place to borrow it is Celo at 1.84%. Compare USDT rates on every Aave market.

A week ago suppliers earned 9.49% and borrowers paid 11.07%, with 96.0% of the pool lent out. Over the past 30 days, the supply rate ranged from 3.55% to 9.51%, and the borrow rate from 4.46% to 11.09% (one reading a day).