USDC on Aave Mantle

Live USD Coin (USDC) rates on the Aave V3 Mantle market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-09-21 08:51 UTC

Supply APY

3.23%

earned by suppliers

Borrow APY, variable

4.04%

paid by borrowers

Total supplied

$3.08M

3.08M USDC

Total borrowed

$2.74M

2.74M USDC

Utilization

89.1%

share of supply that is lent out

Available to borrow

$335K

oracle price $0.9999

USDC supply and borrow APY history

Daily averages published by Aave's API

Risk settings

Can be used as collateral	No
Max loan-to-value (LTV)	–
Liquidation threshold	–
Liquidation penalty	–
Reserve factor	10.00%
Flash loans	Enabled
Supply cap used	3.08M of 60.00M USDC (5.1%)
Borrow cap used	2.74M of 54.00M USDC (5.1%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

USDC token	0x09Bc…0dF9
aToken (aManUSDC)	0xcb81…304F
Variable debt token	0xCea4…8Fc0
Price oracle	0x3876…04fB
Interest rate strategy	0x0a21…E54a
Pool	0x458F…1422

Links open the Mantle block explorer.

USDC utilization and interest rate curve

Utilization is 89.1% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 90% utilization the borrow rate climbs gently from 0.00% to 4.00%. Past that point it climbs steeply, reaching 14.00% when everything is lent out. How Aave interest rates work.

E-Mode categories that include USDC

Efficiency mode raises borrowing power between closely related assets. E-Mode explained.

Category (5)	Max LTV	Liquidation threshold	Penalty	As collateral	Borrowable
sUSDe Stablecoins	90.00%	92.00%	4.00%	No	Yes
USDe Stablecoins	90.00%	93.00%	2.00%	No	Yes
fBTC Stablecoins	75.00%	79.00%	8.00%	No	Yes
syrupUSDT Stablecoins	90.00%	92.00%	4.00%	No	Yes
WMNT__Stablecoins	40.00%	45.00%	10.00%	No	Yes

USDC on other Aave markets

The same asset, different rates

Compare all →

Market	Total supplied	Supply APY	Total borrowed	Borrow APY	Utilization
Ethereum CoreUSDC · $2.38B	$2.38B2.38B USDC	3.60%	$2.18B2.18B USDC	4.38%	91.6%
BaseUSDC · $181.8M	$181.8M181.86M USDC	3.70%	$159.8M159.80M USDC	4.70%	87.9%
ArbitrumUSDC · $181.2M	$181.2M181.19M USDC	2.93%	$153.9M153.89M USDC	3.85%	84.9%
MonadUSDC · $163.9M	$163.9M163.94M USDC	3.77%	$142.6M142.61M USDC	4.84%	87.0%
Arc MainV4USDC · $124.8M	$124.8M124.86M USDC	<0.01%	$1.16M1.16M USDC	0.04%base rate	0.9%
InkUSDC · $67.09M	$67.09M67.10M USDC	4.27%	$49.45M49.45M USDC	6.50%	73.7%
AvalancheUSDC · $63.62M	$63.62M63.63M USDC	3.47%	$55.99M55.99M USDC	4.40%	88.0%
PolygonUSDC · $28.12M	$28.12M28.12M USDC	3.32%	$17.96M17.97M USDC	6.60%	63.9%