USDT0 on Aave MegaETH

❄ Frozen

Live USDT0 rates on the Aave V3 MegaETH market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-11-08 04:27 UTC

Supply APY

7.01%

earned by suppliers

Borrow APY, variable

14.58%

paid by borrowers

Total supplied

$1.3K

1.28K USDT0

Total borrowed

$1.3K

1.27K USDT0

Utilization

99.6%

share of supply that is lent out

Available to borrow

frozen

USDT0 supply and borrow APY history

Averages published by Aave's API

Risk settings

Can be used as collateral	No
Max loan-to-value (LTV)	–
Liquidation threshold	–
Liquidation penalty	–
Reserve factor	50.00%
Flash loans	Enabled
Supply cap used	Full: 1.28K USDT0 against a cap of 1.00, so no new deposits
Borrow cap used	Full: 1.27K USDT0 against a cap of 1.00, so no new loans

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

USDT0 token	0xB8CE…5ebb
aToken (aMegUSDT0)	0xE228…D5Ef
Variable debt token	0xB951…0D9a
Price oracle	0xAe95…d66A
Interest rate strategy	0x5cC4…8194
Pool	0x7e32…1C28

Links open the MegaETH block explorer.

USDT0 utilization and interest rate curve

Utilization is 99.6% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 90% utilization the borrow rate climbs gently from 0.00% to 4.00%. Past that point it climbs steeply, reaching 14.00% when everything is lent out. How Aave interest rates work.

E-Mode categories that include USDT0

Efficiency mode raises borrowing power between closely related assets. E-Mode explained.

Category (5)	Max LTV	Liquidation threshold	Penalty	As collateral	Borrowable
WETH Stablecoins	80.50%	83.00%	5.50%	No	Yes
BTCb Stablecoins	70.00%	75.00%	6.50%	No	Yes
wstETH Stablecoins	78.50%	81.00%	6.50%	No	Yes
USDe__USDT0_USDm	90.00%	93.00%	2.00%	No	Yes
stcUSD__Stablecoins	88.00%	90.00%	4.00%	No	Yes

About USDT0 on Aave MegaETH

USDT0 is listed on the Aave V3 MegaETH market. Lenders have supplied $1.3K (1.28K USDT0) and borrowers owe $1.3K, so 99.6% of the pool is lent out. USDT0 is frozen here: no new deposits or loans, only repayments and withdrawals. The supply cap is full, so no new deposits are accepted.

Suppliers earn 7.01% a year, and variable-rate borrowers pay 14.58%. The rate follows utilization: up to 90% the borrow rate rises gently from 0.00% to 4.00%, and above that it climbs steeply to 14.00% when everything is lent out. At 99.6% now, the pool is above that point, so the rate can jump quickly if more is borrowed. Aave keeps 50% of the interest as its reserve factor.

USDT0 cannot be used as collateral on this market. The best USDT supply rate elsewhere on Aave is 4.68% on the Ethereum Bluechip spoke (V4). The cheapest place to borrow it is Celo at 1.84%. Compare USDT rates on every Aave market.

A week ago suppliers earned 7.25% and borrowers paid 15.03%, with 100.0% of the pool lent out. Over the past 30 days, the supply rate ranged from 3.49% to 7.25%, and the borrow rate from 7.62% to 15.03% (one reading a day).