USDC on Aave Scroll❄ Frozen

Live USD Coin (USDC) rates on the Aave V3 Scroll market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-09-21 08:51 UTC

Supply APY

0.06%

earned by suppliers

Borrow APY, variable

8.60%

paid by borrowers

Total supplied

$247K

247.33K USDC

Total borrowed

$181K

180.90K USDC

Utilization

73.2%

share of supply that is lent out

Available to borrow

$66.3K

oracle price $0.9999

USDC supply and borrow APY history

Daily averages published by Aave's API

Risk settings

Can be used as collateral	No
Max loan-to-value (LTV)	–
Liquidation threshold	–
Liquidation penalty	–
Reserve factor	99.00%
Flash loans	Enabled
Supply cap used	247.33K of 1.00 USDC (24732574.8%)
Borrow cap used	180.90K of 1.00 USDC (18090403.8%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

USDC token	0x06eF…63A4
aToken (aScrUSDC)	0x1D73…8CbD
Variable debt token	0x3d2E…28EE
Price oracle	0x1685…7e18
Interest rate strategy	0xC373…7Ddc
Pool	0x11fC…cFfe

Links open the Scroll block explorer.

USDC utilization and interest rate curve

Utilization is 73.2% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 90% utilization the borrow rate climbs gently from 5.00% to 9.00%. Past that point it climbs steeply, reaching 49.00% when everything is lent out. How Aave interest rates work.

USDC on other Aave markets

The same asset, different rates

Compare all →

Market	Total supplied	Supply APY	Total borrowed	Borrow APY	Utilization
Ethereum CoreUSDC · $2.38B	$2.38B2.38B USDC	3.60%	$2.18B2.18B USDC	4.38%	91.6%
BaseUSDC · $181.8M	$181.8M181.86M USDC	3.70%	$159.8M159.80M USDC	4.70%	87.9%
ArbitrumUSDC · $181.2M	$181.2M181.19M USDC	2.93%	$153.9M153.89M USDC	3.85%	84.9%
MonadUSDC · $163.9M	$163.9M163.94M USDC	3.77%	$142.6M142.61M USDC	4.84%	87.0%
Arc MainV4USDC · $124.8M	$124.8M124.86M USDC	<0.01%	$1.16M1.16M USDC	0.04%base rate	0.9%
InkUSDC · $67.09M	$67.09M67.10M USDC	4.27%	$49.45M49.45M USDC	6.50%	73.7%
AvalancheUSDC · $63.62M	$63.62M63.63M USDC	3.47%	$55.99M55.99M USDC	4.40%	88.0%
PolygonUSDC · $28.12M	$28.12M28.12M USDC	3.32%	$17.96M17.97M USDC	6.60%	63.9%