USDC.e on Aave Soneium❄ Frozen

Live Bridged USDC (Soneium) (USDC.e) rates on the Aave V3 Soneium market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.

Data from Aave's API · updated 2026-09-21 08:51 UTC

Supply APY

0.08%

earned by suppliers

Borrow APY, variable

10.45%

paid by borrowers

Total supplied

$32.4K

32.37K USDC.e

Total borrowed

$26.2K

26.18K USDC.e

Utilization

80.9%

share of supply that is lent out

Available to borrow

$6.2K

oracle price $0.9999

USDC.e supply and borrow APY history

Daily averages published by Aave's API

Risk settings

Can be used as collateral	No
Max loan-to-value (LTV)	–
Liquidation threshold	–
Liquidation penalty	–
Reserve factor	99.00%
Flash loans	Enabled
Supply cap used	32.37K of 1.00 USDC.e (3237383.0%)
Borrow cap used	26.18K of 1.00 USDC.e (2618422.6%)

New to these terms? Read health factor explained and supply and borrow caps.

Contracts

USDC.e token	0xbA99…C369
aToken (aSoneUSDCe)	0xb2C9…44d8
Variable debt token	0xccE2…BfD8
Price oracle	0xe9d6…E778
Interest rate strategy	0x486C…F5b0
Pool	0xDd3d…A38B

Links open the Soneium block explorer.

USDC.e utilization and interest rate curve

Utilization is 80.9% right now. The chart shows how the rate responds as more of the supply gets borrowed.

Borrow APR Supply APR

Up to 90% utilization the borrow rate climbs gently from 5.00% to 10.50%. Past that point it climbs steeply, reaching 50.50% when everything is lent out. How Aave interest rates work.

USDC.e on other Aave markets

The same asset, different rates

Compare all →

Market	Total supplied	Supply APY	Total borrowed	Borrow APY	Utilization
Ethereum CoreUSDC · $2.38B	$2.38B2.38B USDC	3.60%	$2.18B2.18B USDC	4.38%	91.6%
BaseUSDC · $181.8M	$181.8M181.86M USDC	3.70%	$159.8M159.80M USDC	4.70%	87.9%
ArbitrumUSDC · $181.2M	$181.2M181.19M USDC	2.93%	$153.9M153.89M USDC	3.85%	84.9%
MonadUSDC · $163.9M	$163.9M163.94M USDC	3.77%	$142.6M142.61M USDC	4.84%	87.0%
Arc MainV4USDC · $124.8M	$124.8M124.86M USDC	<0.01%	$1.16M1.16M USDC	0.04%base rate	0.9%
InkUSDC · $67.09M	$67.09M67.10M USDC	4.27%	$49.45M49.45M USDC	6.50%	73.7%
AvalancheUSDC · $63.62M	$63.62M63.63M USDC	3.47%	$55.99M55.99M USDC	4.40%	88.0%
PolygonUSDC · $28.12M	$28.12M28.12M USDC	3.32%	$17.96M17.97M USDC	6.60%	63.9%