USDT on Aave Soneium
❄ FrozenLive Tether USD (USDT) rates on the Aave V3 Soneium market: what suppliers earn, what borrowers pay, how much is available, and the settings that decide both.
Data from Aave's API · updated
Supply APY
0.02%
earned by suppliers
Borrow APY, variable
7.13%
paid by borrowers
Total supplied
$1.2K
1.22K USDT
Total borrowed
$375
375.17 USDT
Utilization
30.9%
share of supply that is lent out
Available to borrow
$0
frozen
USDT supply and borrow APY history
Averages published by Aave's API
Borrow APY Supply APY
| Day | Supply APY | Borrow APY |
|---|
Risk settings
| Can be used as collateral | No |
|---|---|
| Max loan-to-value (LTV) | – |
| Liquidation threshold | – |
| Liquidation penalty | – |
| Reserve factor | 99.00% |
| Flash loans | Enabled |
| Supply cap used | Full: 1.22K USDT against a cap of 1.00, so no new deposits |
| Borrow cap used | Full: 375.17 USDT against a cap of 1.00, so no new loans |
New to these terms? Read health factor explained and supply and borrow caps.
Contracts
| USDT token | 0x3A33…AE35 |
|---|---|
| aToken (aSoneUSDT) | 0xBAB0…24F7 |
| Variable debt token | 0xb3B6…B799 |
| Price oracle | 0x01bc…30D2 |
| Interest rate strategy | 0x486C…F5b0 |
| Pool | 0xDd3d…A38B |
Links open the Soneium block explorer.
USDT utilization rate history
Recorded once a day by Aave Tracker
USDT utilization and interest rate curve
Utilization is 30.9% right now. The chart shows how the rate responds as more of the supply gets borrowed.
Borrow APR Supply APR
Up to 90% utilization the borrow rate climbs gently from 5.00% to 10.50%. Past that point it climbs steeply, reaching 50.50% when everything is lent out. How Aave interest rates work.
About USDT on Aave Soneium
Tether USD (USDT) is listed on the Aave V3 Soneium market. Lenders have supplied $1.2K (1.22K USDT) and borrowers owe $375, so 30.9% of the pool is lent out. USDT is frozen here: no new deposits or loans, only repayments and withdrawals. The supply cap is full, so no new deposits are accepted.
Suppliers earn 0.02% a year, and variable-rate borrowers pay 7.13%. The rate follows utilization: up to 90% the borrow rate rises gently from 5.00% to 10.50%, and above that it climbs steeply to 50.50% when everything is lent out. At 30.9% now, the pool is below that point. Aave keeps 99% of the interest as its reserve factor.
USDT cannot be used as collateral on this market. The best USDT supply rate elsewhere on Aave is 4.68% on the Ethereum Bluechip spoke (V4). The cheapest place to borrow it is Celo at 1.84%. Compare USDT rates on every Aave market.
A week ago suppliers earned 0.02% and borrowers paid 7.12%, with 30.8% of the pool lent out. Over the past 30 days, the supply rate held at 0.02%, and the borrow rate ranged from 6.37% to 7.14% (one reading a day).
USDT on Aave Soneium: quick answers
What is the USDT supply APY on Aave Soneium?
0.02% a year right now. It is paid out of what borrowers pay and changes with every deposit, loan and repayment.
What is the USDT borrow rate on Aave Soneium?
The variable borrow APY is 7.13%. It rises with utilization, now 30.9%.
Can I use USDT as collateral on Aave Soneium?
No, USDT is not accepted as collateral on this market, although it can still be supplied to earn interest.
How much USDT can be borrowed on Aave Soneium right now?
None. USDT is frozen here: no new deposits or loans, only repayments and withdrawals.
Where else can I supply or borrow USDT on Aave?
The best supply rate is 4.68% on the Ethereum Bluechip spoke (V4). The cheapest borrow rate is 1.84% on Celo. Only markets with real liquidity are counted.
USDT on other Aave markets
The same asset, different rates
| Market | Supply APY | Borrow APY |
|---|---|---|
| Ethereum CoreUSDT · $2.57B | 3.86% | 4.59% |
| PlasmaUSDT0 · $709.2M | 4.15% | 4.66% |
| MantleUSDT0 · $154.1M | 3.11% | 3.96% |
| Avalanche MainV4USDT · $92.19M | 2.68% | 3.70%base rate |
| MonadUSDT0 · $68.59M | 4.16% | 5.09% |
| BNB ChainUSDT · $61.20M | 3.42% | 4.42% |
| ArbitrumUSD₮0 · $43.73M | 3.57% | 4.52% |
| X LayerUSD₮0 · $37.30M | 2.92% | 4.08% |
